Flooding From Broken Pipes: Daytona Beach

Have you ever wondered what you’d do if your home gets flooded due to a broken pipe?

We always imagine disaster as ‘stuff that happens to other people.’ One needs to be prepared for accidents as they do not come with a warning. Living in Daytona Beach, you need to protect your beautiful home with a good homeowner’s insurance policy – one that will protect your home and personal belongings from natural calamities and theft, roof damage, plumbing leaks, or flooding from broken pipes.

Broken pipes, if not repaired immediately, can have long-term effects. The water travels everywhere, leaving its footprints, damaging whatever comes in its way. The tricky part is that damage is not always discernible by the naked eye. Slow seeping water can get into the floorboards, the drywall, and into the very structure of your house. It can cause mold and destroy carpets, books, paintings, and walls. Check the clauses on your home insurance policy if it covers damage caused by broken drain pipes or mold caused by the water.  Standard homeowner’s insurance covers flooding from broken pipes in your home but not flooding due to rainfall. For that, you need to take a separate policy from the National Flood Insurance Program (NFIP).

The water spouting from your broken pipe may be gushing in torrents or dripping gradually. In both cases, you must first switch off the main valve that supplies water to your home. Next, take pictures of all the possible damage that you can observe. Then call your insurance provider as well as a public adjuster. Your insurance provider will depute a field adjuster to visit your home to survey the rampage caused by your broken water pipes. Chances are that he may carry out a superficial assessment as all insurance companies try to downplay the damages so that they have to pay less. Having a public adjuster by your side ensures that the insurance adjuster does a thorough survey and all his doubts are cleared satisfactorily. Typically, the insurance adjuster would attribute the flooding from a broken pipe to lack of maintenance so that they do not have to entertain your claim. Or they may get the pipe repaired by their plumber without paying you for your destroyed possessions.

Contact Experienced Public Adjusters as we have an office in Daytona Beach and can be at your beck and call. For a small percentage of your settlement amount as a fee, we manage your entire claims process. This way, you don’t have to worry about repairs, documentation, preparation of the claim, or negotiating with the insurance company. We do all that for you and more. We have a team of experts who not only understands the intricacies of the insurance process but are capable enough to know if moisture mapping is required or if restoration experts or licensed mold assessors need to be called in. 

So, what are you waiting for? Call Experienced Public Adjusters in Daytona Beach today to get a free claim review.