Mission Statement
Experienced Public Adjusters represents Florida policyholders, not insurance companies. Our mission is to help homeowners, business owners, condominium owners, associations, property managers, and high-value property owners properly document and pursue fair property insurance claim settlements.
We help policyholders with new, delayed, underpaid, and denied property insurance claims involving water, hurricane, fire, smoke, wind, roof, mold, plumbing leaks, commercial property damage, luxury homes, condominium claims, and complex losses throughout Florida.
We work for you
Call before filing
EPA team experience
For policyholders
Our Mission
Experienced Public Adjusters’ mission is to provide Florida policyholders with honest, professional, and detailed public adjusting services when property damage occurs. We believe insurance claims should be documented carefully, communicated clearly, and evaluated based on the full covered damage and the benefits available under the policy.
Our goal is to help policyholders understand the claim process, avoid common mistakes, and pursue a fair settlement when an insurance company estimate does not fully reflect the damage, repair scope, pricing, code issues, contents, mitigation, or rebuild requirements.
Our Vision
Experienced Public Adjusters was built to raise the standard for property insurance claim representation in Florida. We believe policyholders deserve a knowledgeable advocate who understands the damage, the documentation, the policy, the estimate, and the practical realities of repairing a damaged property.
Our vision is to be a trusted resource for Florida homeowners, business owners, condominium associations, property managers, and high-value property owners when they need help with a new, delayed, underpaid, or denied property insurance claim.
Core Values
Integrity
We believe property insurance claims should be handled with honesty, accuracy, and respect for the policyholder.
Accountability
We take the claim process seriously because the outcome can affect a family, business, property, or major financial decision.
Communication
We believe policyholders should understand what is happening, what documents matter, and what the next steps may be.
Commitment to Policyholders
We work for the policyholder only. We do not represent insurance companies or protect carrier interests.
What Our Mission Means for Policyholders
When a property insurance claim is not documented correctly, the insurance company’s first estimate may become the foundation for a low settlement. That is why our mission focuses on early documentation, careful review, and policyholder education.
Experienced Public Adjusters helps review damage, organize claim documents, identify missing scope, communicate with the insurance company, and present claim support for covered damage. This can be especially important when the claim involves multiple trades, hidden damage, code upgrades, matching issues, mitigation, contents, commercial property, or high-value finishes.
Free Property Insurance Claim Review
If you have a new property insurance claim, call before the insurance company controls the first inspection, estimate, and claim file. Early documentation can help protect your claim.
If your claim has already been delayed, underpaid, or denied, Experienced Public Adjusters can review the claim file and explain what may be missing before you accept the insurance company’s estimate.
Live person answers 24/7. No voicemail.
Policyholder-Only Representation
Experienced Public Adjusters represents Florida policyholders only. We do not work for the insurance company. We help homeowners and property owners understand the claim, document the damage, review the insurance company estimate, and pursue the benefits available under the policy.
That policyholder-only commitment is central to our mission. A public adjuster’s role is different from the insurance company adjuster’s role. The carrier adjuster works for the insurance company. Experienced Public Adjusters works for the policyholder.
Learn more about how we help on our Florida Public Adjuster page or request help through our Insurance Claim Review page.
Florida Property Insurance Claims We Help With
Our mission applies across the major property insurance claim types Florida policyholders face. We help with new claims first, then delayed, underpaid, and denied claims when the insurance company has already taken a position.
Water Damage Claims
Plumbing leaks, appliance leaks, water migration, drying, mitigation, hidden moisture, flooring, cabinets, and repair disputes.
Hurricane Damage Claims
Named storm damage, wind-driven rain, roof damage, interior water damage, exterior damage, and large-loss hurricane disputes.
Fire & Smoke Claims
Fire damage, smoke, soot, odor, contents, water used to extinguish the fire, rebuild, and large-loss repair scope.
Roof Damage Claims
Wind uplift, tile roof damage, shingle roof damage, metal roof claims, roof leaks, matching, and replacement disputes.
Wind Damage Claims
Wind-created openings, exterior damage, roof damage, wind-driven rain, interior water damage, and storm claim disputes.
Plumbing Pipe Leak Claims
Pipe bursts, slab leaks, supply line leaks, shower pan leaks, toilet overflows, water damage, and mold concerns.
Mold Damage Claims
Mold, hidden moisture, remediation, testing, containment, demolition, rebuild, odor, contents, and policy limit disputes.
Commercial Insurance Claims
Commercial buildings, tenant improvements, business property, equipment, inventory, income issues, and complex losses.
Luxury, Commercial, Condominium and Complex Claims
Experienced Public Adjusters also helps with complex claims involving luxury homes, waterfront properties, estate homes, commercial buildings, condominium associations, and premium insurance policies. These claims often require more detailed documentation than a standard carrier estimate provides.
Complex claims may involve custom cabinetry, marble, hardwood flooring, imported tile, designer finishes, built-ins, specialty roofing systems, high-end appliances, contents, business property, code upgrades, matching issues, mitigation records, and repair sequencing.
If your loss involves a high-value home or premium policy, visit our Luxury Property Insurance Claims page. If your loss involves a business or commercial property, visit our Commercial Insurance Claims page.
Florida Service Areas
Experienced Public Adjusters helps policyholders throughout Florida, with major service areas including Naples, Orlando, Tampa, Daytona Beach, Fort Myers, Bonita Springs, Marco Island, Winter Park, Lake Mary, and surrounding communities.
Need help near you? Visit our Public Adjuster Near Me page or our Florida Service Areas page.
Why Experienced Public Adjusters?
Experienced Public Adjusters has been involved in more than 3,000 property insurance claims and helped recover over $50 million for Florida policyholders. We assist homeowners, business owners, condominium owners, associations, property managers, and high-value property owners with property insurance claims throughout Florida.
We believe strong claim documentation, clear communication, and policyholder-only representation are central to a better insurance claim process.
We do not work for the insurance company. We work for you.
Request a Free Claim Review
If you have a new, delayed, underpaid, or denied property insurance claim in Florida, contact Experienced Public Adjusters today.
Live person answers 24/7. No voicemail.
Mission Statement FAQs
Who does Experienced Public Adjusters represent?
Experienced Public Adjusters represents policyholders only. We do not represent insurance companies.
What types of claims does Experienced Public Adjusters help with?
We help with water, hurricane, fire, smoke, wind, roof, mold, plumbing leak, commercial, condominium, luxury property, and other property insurance claims.
Should I call before filing a new claim?
Yes. Calling before filing a new claim can help protect the claim file before the insurance company controls the first inspection, estimate, and documentation.
Can Experienced Public Adjusters help with delayed, underpaid, or denied claims?
Yes. We can review delayed, underpaid, and denied claims to identify missing scope, low pricing, documentation gaps, coverage issues, and possible next steps.
Does Experienced Public Adjusters handle luxury and high-value claims?
Yes. We help with luxury homes, waterfront properties, estate homes, premium insurance policies, custom finishes, specialty materials, commercial properties, condominium claims, and complex losses.
What phone number should I call?
Call Experienced Public Adjusters at (888) 881-8416. A live person answers 24/7. No voicemail.