ExperiencedPublic Adjusters
Luxury homes. Complex losses.
Your home is exceptional.
Your claim deserves expert attention.
Water, fire or storm damage? Get experienced representation for the details that matter to your home and your insurance claim.
The details make the difference
A custom home needs
a carefully documented claim.
Natural stone. Custom cabinetry. Specialty finishes. Integrated systems. The details that make your home distinctive also matter when documenting a loss.
From extensive water damage to a complex fire or storm loss, we bring photographs, repair estimates, inventories and carrier communications together to present a clearer picture of your claim.
Have a Chubb, PURE or other private-client policy? Explore our luxury home insurance carrier resources. Whatever your insurer or property value, you are welcome to call.
When damage interrupts your life
Start with the right support.
Beyond the
visible damage.
Leaks, damaged finishes and concealed moisture can create a complicated repair scope. We help document the loss.
A clearer picture
of the loss.
From the building to personal property, smoke and restoration work, detailed records help show what was affected.
Every part of
the storm claim.
Roof, exterior and interior damage need coordinated documentation and careful attention to the repair estimate.
Coverage and settlement depend on the policy and the facts of the loss. A claim review does not guarantee coverage or a particular result.
Personal. Accountable. Experienced.
Know who is
representing you.
Founder David Dwyer leads a firm focused on residential property claims, with particular attention to luxury homes and complex losses.
We represent policyholders through the adjustment process—from organizing the evidence to presenting the claim and addressing differences in scope and valuation.
David Dwyer · Florida Public Adjuster W391016
Experienced Public Adjusters, LLC · Firm W807213
Your next step, made clear
A conversation comes first.
Review your situation.
Share the property location, damage and current claim status. New, delayed, underpaid and denied claims are welcome for review.
Document the details.
If we agree to represent you, we assess the loss and organize estimates, photographs, inventories and supporting information.
Move forward with support.
We handle adjustment communications and address differences in scope and valuation with the insurance company.
Association or commercial loss?
We also handle condominium and HOA master-policy claims and commercial property claims.
Before you call
A few helpful answers.
Can you help if I already filed a claim?
Yes. We review new, delayed, underpaid and denied property claims. Have your policy, carrier correspondence and estimates available so we can discuss your circumstances.
Do you only represent luxury homeowners?
No. Residential claims are our primary work, with a focus on luxury homes and complex losses. We also help other homeowners, condominium and HOA associations, and commercial property owners.
Does your service area include my property?
Our priority area runs from Naples to Tampa, across Central Florida to Orlando and Daytona Beach, including communities within approximately two hours of these locations. Call to confirm service for your property.
What should I have ready?
Your property location, a description and date of the damage, policy, claim number if one exists, photographs and any carrier estimate or decision. Do not delay necessary safety measures while gathering documents.
A more informed claim
starts with a conversation.
Tell us what happened. We’ll help you understand the next step.
Call (888) 881-8416 ↗Prefer to write? Request a claim review →