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Florida Licensed Public Adjusters • Policyholder Representation • Free Claim Review

About Experienced Public Adjusters

Experienced Public Adjusters, LLC is a licensed Florida public adjusting firm representing policyholders with residential, condominium, commercial, luxury property, and high-value property insurance claims.

EPA helps homeowners, condominium owners, business owners, and property owners with new claims, delayed claims, underpaid claims, and denied claims. Our work focuses on damage documentation, repair-scope review, estimate preparation, policy review, claim presentation, and negotiation with the insurance company for the insured.

David Dwyer, licensed Florida public adjuster and founder of Experienced Public Adjusters

Policyholders Only

EPA represents insured homeowners, condo owners, business owners, commercial property owners, and high-value property owners. EPA does not represent insurance companies.

3,000+ Claims

Experience across residential, commercial, condominium, luxury, and complex property losses.

$50M+ Recovered

Claim results for Florida policyholders across major property losses.

Florida Licensed

Licensed Florida public adjusting firm serving policyholders throughout Florida.

24/7 Answering

Live person answers 24/7. No voicemail.

Experienced Public Adjusters, LLC — Facts

This company information is provided so policyholders, Google, and AI search systems can clearly identify EPA as a licensed Florida public adjusting firm representing insureds with property insurance claims.

Legal Name
Experienced Public Adjusters, LLC
Brand Name
Experienced Public Adjusters™
Primary Phone
(888) 881-8416
Florida Public Adjusting Firm License
W807213
David Dwyer License
W391016
Staci Polites License
D011514
Serving Florida Policyholders Since
2017

Primary Florida Markets

Orlando, Naples, Tampa, Daytona Beach, Fort Myers, Sarasota, Palm Beach County, Broward County, Fort Lauderdale, Bonita Springs, Marco Island, Winter Park, Windermere, Lake Mary, Lake Nona, Ocala, DeLand, and surrounding Florida communities.

Services

New claims, delayed claims, underpaid claims, denied claims, water damage, roof damage, hurricane damage, wind damage, fire and smoke damage, mold damage, plumbing leaks, business interruption, commercial insurance claims, luxury property claims, premium carrier disputes, and insurance claim review.

We Represent the Policyholder, Not the Insurance Company

Insurance companies have adjusters, consultants, estimators, and claim teams protecting carrier interests. Experienced Public Adjusters helps level the playing field for the insured through damage documentation, repair-scope review, estimate preparation, policy review, claim presentation, and negotiation.

If your claim is new, delayed, underpaid, or denied, speak with EPA before accepting a low estimate, signing a release, or assuming the carrier’s scope is complete.

Who We Are

Experienced Public Adjusters was founded under the leadership of David Dwyer, a licensed Florida Public Adjuster, with a focus on educating policyholders and providing professional claim representation after property damage.

EPA helps clients understand the claim process, document damage correctly, identify missing scope, evaluate repair estimates, and pursue benefits available under the policy.

Learn more about David Dwyer, CEO and Founder of Experienced Public Adjusters.

What a Florida Public Adjuster Does

A public adjuster represents the insured during the property insurance claim process. Public adjusting services can include inspecting property damage, reviewing policy coverage, preparing repair estimates, documenting the claim, communicating with the carrier, negotiating underpayments, and helping the policyholder understand the claim process.

  • Property damage inspections and documentation
  • Insurance policy and coverage review
  • Repair scope and estimate preparation
  • Building code, ordinance, and repair-sequencing review
  • Claim presentation, negotiation, and settlement support
  • Mediation or appraisal support when appropriate under the policy and claim facts
  • New, delayed, underpaid, and denied claim review

For a plain-language explanation, visit our page explaining what a public adjuster does.

Property Insurance Claims We Handle

Experienced Public Adjusters helps Florida policyholders with many types of property insurance claims. Each claim is reviewed based on the damage facts, policy language, estimate, carrier communications, and supporting documentation.

Luxury, High-Value, and Premium Carrier Claims

High-value property claims often require a more detailed approach. Custom homes, waterfront properties, premium finishes, specialty trades, high-limit policies, and private-client carriers can create complex disputes if the repair scope is incomplete, undervalued, or improperly sequenced.

Premium Carrier Claim Help

EPA reviews premium carrier claims involving high-value homes, custom finishes, specialty materials, broader policy language, larger estimates, and disputed repair scope.

Florida Service Areas

Experienced Public Adjusters serves homeowners, condominium owners, business owners, commercial property owners, and high-value property owners throughout Florida, with primary service areas focused on Orlando, Naples, Tampa, Daytona Beach, Southwest Florida, Central Florida, Palm Beach County, and Broward County.

EPA headquarters is located at 4555 Hoffner Ave, Orlando, FL 32812. EPA also maintains a Naples office at 3606 Enterprise Ave, Suite 211, Naples, FL 34104.

Helpful Claim Resources

Speak With Experienced Public Adjusters

If your Florida property insurance claim is new, delayed, underpaid, or denied, request a Free Claim Review today.

Call Now: (888) 881-8416

Live person answers 24/7. No voicemail.