Experienced Public Adjusters · Florida property claims
Naples Park Public Adjuster
Water damage, roof losses and complex repair disputes deserve a claim record that reflects the home you own. EPA represents Naples Park policyholders independently, with particular attention to custom finishes and substantial residential losses.
A live person answers our main line 24/7, including holidays. Call (888) 881-8416 to start your free initial claim review.
Reviewed November 5, 2026. Coverage depends on the policy, damage, dates and applicable law.
Document renovations before comparing estimates
If the home has been remodeled, gather the plans, invoices, product selections and pre-loss photographs. Identify the actual cabinetry, countertops, flooring and exterior openings. An estimate based on a different material or an outdated property description can be difficult to evaluate without those details.
Ask qualified trades to explain the damaged assembly, necessary access and repair sequence. Keep maintenance, elective upgrades and loss-related work distinct. A renovation invoice supports what was installed; it does not by itself establish coverage for a later loss.
For a second home or a property you manage remotely
Record when the damage was discovered, who observed it and what was done to protect the property. Preserve caretaker, property-manager and mitigation records where relevant. Describe the known facts accurately rather than guessing when a concealed leak began.
Check the policy’s occupancy, rental, vacancy and loss-settlement conditions as applicable. Arrange safe access for inspections and share relevant findings without disclosing alarm codes or other security details in a public inquiry form.
Use the requirements for the actual property
A Naples mailing address does not by itself identify the permitting authority. Confirm whether the property is inside the City of Naples or unincorporated Collier County before relying on a permit, floodplain or historic-review requirement. Ask the responsible department and qualified design professional to identify the requirements for the proposed work. Code work and insurance coverage are separate questions.
For a flood-related repair, separate the building official’s determination from the insurer’s estimate. Our Naples floodplain and claim guide explains why the valuation, damage and repair records matter. Do not assume every coastal loss is insured under a homeowners policy.
Speak with the team serving Naples Park
Our Naples office is at 3606 Enterprise Avenue, Suite 221, Naples, FL 34104. Call (239) 497-4507 to discuss the property and inspection arrangements. Naples Park is a service area, not a separate EPA office. Regional office information · Florida offices and service areas.
We are licensed to serve property owners throughout Florida. Our usual focus is luxury residential and complex claims within approximately two hours’ driving time of our offices, particularly Orlando, Daytona Beach and Naples. Tampa Bay remains a core market. Travel and scheduling depend on the actual address and conditions; all property owners are welcome to call.
A useful first conversation
Tell us where the property is, what happened, when you noticed the damage and what the insurer has said. Have the full policy, claim number, photographs, estimate or decision letter and repair proposals available if possible. You do not need a complete file or a minimum damage amount to request an initial review.
When engaged, we organize damage documentation, prepare or review a supported repair scope and communicate with the insurer. We can help you prepare for a claim-reporting call and participate with you. Answer questions accurately and distinguish what you observed from what requires investigation. Do not delay required notice, reasonable mitigation or emergency assistance while arranging a consultation.
Naples luxury neighborhood guide · Luxury water losses · Roof claims
Start with a clear next step.
Tell us where the property is, what happened and where the claim stands. Luxury homes and complex losses are our focus; all property owners are welcome to ask whether we can help.
Free initial claim review
(888) 881-8416
Request a callback · Florida offices and service areas
Do not delay emergency assistance, reasonable mitigation or required notice while awaiting a consultation. Public adjusting representation requires a separate written agreement describing services and fees.
David Dwyer, designated primary adjuster: Florida license W391016. Experienced Public Adjusters, LLC: firm license W807213. We are not a law firm and do not guarantee coverage or a settlement result.