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Florida Adjuster License Search: Verify a Public Adjuster
Need to verify a Florida public adjuster license? Use the official Florida Department of Financial Services license database to confirm whether a public adjuster, insurance adjuster, agent, or adjusting firm is properly licensed.
Before hiring anyone to help with a property insurance claim, confirm the license status, license type, firm information, and whether the person represents policyholders or insurance companies. Experienced Public Adjusters is a licensed Florida public adjusting firm representing policyholders with new, delayed, underpaid, disputed, reopened, and denied property insurance claims.
EPA License Information
- Firm: Experienced Public Adjusters, LLC
- Florida Adjusting Firm License: W807213
- David Dwyer PA License: W391016
- Staci Polites PA License: D011514
- Policyholder-only representation
- Florida property insurance claim help
Confirm license status, license type, appointment status, and firm information before signing a contract.
A public adjuster represents the policyholder. The insurance company adjuster represents the carrier.
License verification matters after hurricanes, water losses, roof damage, fire damage, mold, and large losses.
EPA reviews new, delayed, underpaid, disputed, reopened, and denied Florida property insurance claims.
How to Search for a Florida Public Adjuster License
The official Florida Department of Financial Services Licensee Search allows consumers to look up licensing information for public adjusters, adjusters, agents, agencies, and adjusting firms.
- Go to the Florida DFS Licensee Search.
- Search using the adjuster’s name, business name, or license number.
- Review the license type, license status, appointment status, and business information.
- Confirm that the person or firm is properly licensed in Florida before signing a public adjusting contract.
License verification is especially important after hurricanes, water losses, roof damage, fire damage, and other major property insurance claims.
Experienced Public Adjusters License Information
Experienced Public Adjusters, LLC is a Florida public adjusting firm representing policyholders, not insurance companies. EPA helps Florida homeowners, condominium owners, business owners, commercial property owners, luxury property owners, and high-value property owners with property insurance claim disputes.
| License / Entity | Information | Why It Matters |
|---|---|---|
| Firm | Experienced Public Adjusters, LLC | Florida public adjusting firm representing policyholders. |
| Florida Adjusting Firm License | W807213 | Use the DFS database to verify firm licensing information. |
| David Dwyer Florida Public Adjuster License | W391016 | Owner/CEO public adjuster license information. |
| Staci Polites Florida Public Adjuster License | D011514 | Lead public adjuster license information. |
What to Check Before Hiring a Public Adjuster
License Status
Confirm the license is active before allowing anyone to inspect, estimate, negotiate, or represent you in a property insurance claim.
License Type
Verify that the person is licensed as a public adjuster if they are representing a policyholder.
Firm License
Confirm the public adjusting company or adjusting firm is properly licensed when applicable.
Name Match
Make sure the name on the license matches the person, company, or contract you are reviewing.
Why License Verification Matters After Property Damage
After hurricanes, roof damage, water losses, fire damage, mold, flooding events, and other major property claims, unlicensed or improperly licensed individuals may attempt to solicit homeowners. Before allowing anyone to inspect your property, negotiate your claim, or sign a public adjusting contract, verify their license through the official Florida DFS license search.
A licensed Florida public adjuster represents the policyholder. The insurance company’s adjuster works for the insurance company. That distinction matters when the claim involves disputed damage, missing repair scope, delayed payment, underpayment, or denial.
If your claim is new, delayed, underpaid, denied, or confusing, call EPA before assuming the carrier estimate is final.
Public Adjuster vs. Insurance Adjuster
| Adjuster Type | Who They Represent | Claim Role |
|---|---|---|
| Public Adjuster | The policyholder | Reviews damage, policy language, estimates, carrier communications, and claim documentation for the insured. |
| Insurance Adjuster | The insurance company | Inspects and evaluates the claim for the carrier. |
| Independent Adjuster | Usually the insurance company or an adjusting vendor | May inspect or estimate claims assigned from the carrier or claim administrator. |
Learn more here: What Is a Public Adjuster?
Warning Signs Before Hiring Someone for a Claim
- The person cannot provide a Florida public adjuster license number.
- The firm license information does not match the company name.
- The person pressures you to sign immediately before you understand the contract.
- The person is not clear about whether they represent you or the insurance company.
- The person discourages you from checking the license database.
- The person promises a specific settlement result before reviewing the full claim file.
- The person cannot explain the claim process, documentation needs, contract terms, or communication plan.
If a claim involves significant water damage, roof damage, hurricane damage, fire damage, mold, commercial damage, or a high-value property, take time to verify licensing and experience before signing.
Florida Property Insurance Claims EPA Reviews
Water Damage Claims
plumbing leaks, appliance overflows, roof leaks, hidden moisture, and underpaid estimates
Hurricane Damage Claims
wind, storm, roof, water intrusion, and hurricane property damage claims
Roof Damage Claims
tile, shingle, metal, flat roof, leaks, repair disputes, and replacement scope
Mold Damage Claims
mold, moisture, testing, remediation, coverage limits, and rebuild disputes
When to Contact a Licensed Florida Public Adjuster
You may want to contact a licensed Florida public adjuster if your property insurance claim involves damage, delay, underpayment, denial, missing repair scope, a dispute over cause of loss, or a large repair estimate.
- A low insurance company estimate
- A delayed claim decision
- A denied property damage claim
- A dispute over the cause of loss
- Hidden water, mold, smoke, roof, or structural damage
- Missing repair scope or omitted line items
- A high-value, commercial, condominium, or complex property claim
Learn more here: When to Hire a Florida Public Adjuster
Related Florida Insurance Claim Resources
Florida Adjuster License Search FAQ
Where do I search for a Florida public adjuster license?
You can search through the official Florida Department of Financial Services Licensee Search at licenseesearch.fldfs.com.
Can I search for a Florida adjuster using a license number?
Yes. The Florida DFS Licensee Search allows searches using name, license number, business name, and other license information.
Should a public adjusting firm also be licensed?
Yes. A public adjusting business should have proper Florida licensing when operating as an adjusting firm.
Does the insurance company’s adjuster represent me?
No. The insurance company’s adjuster works for the insurance company. A licensed public adjuster represents the policyholder.
Can Experienced Public Adjusters review my claim?
Yes. Experienced Public Adjusters reviews new, delayed, underpaid, disputed, reopened, and denied property insurance claims throughout Florida.
Verify the License. Then Protect the Claim.
If your property insurance claim is new, delayed, underpaid, disputed, reopened, or denied, call Experienced Public Adjusters for a Free Claim Review.