Experienced Public Adjusters · Florida property claims
Pelican Bay Public Adjuster
A condominium loss can cross unit interiors, shared systems and association property. We help Pelican Bay owners and boards organize the policies, physical damage and repair scopes that need separate attention.
A live person answers 24/7, including holidays. Free initial claim review.
Reviewed November 5, 2026. General information; the policy, dates and circumstances of your loss matter.
Florida-licensed. Focused on your property. Our public adjusting licenses allow us to serve property owners throughout Florida. We concentrate on luxury residential and complex claims within approximately two hours’ driving time of our offices, with Orlando, Daytona Beach and Naples as priority markets and continued service throughout the Tampa area. All property owners are welcome to call.
Keep unit and association claim files distinct
Gather the association master policy, the unit-owner policy where relevant, governing documents, inspection reports and repair proposals. Identify the damaged component and the party arranging the work. An obligation under condominium documents does not by itself establish coverage under a particular insurance policy.
Our public adjusting role is to document and present the property claim when engaged. Association counsel should address legal responsibility, governing-document interpretation and conflicts between parties. See our condominium and HOA master-policy guide.
Document the path of a water loss
Preserve available source-investigation reports, moisture readings, drying records and photographs taken before walls or finishes are removed. Record the affected units, floors or shared spaces separately. Keep an accurate timeline of discovery, emergency work, inspections and communications.
For a luxury interior, identify cabinetry, stone, flooring and built-in systems precisely. Obtain qualified findings on what can be cleaned, repaired or must be replaced. The appropriate restoration method and insurance coverage are related but separate questions.
Plan access and repair coordination
Elevator reservations, protected common areas, contractor access and the sequence of trades can affect how repairs are performed. Keep the building’s written requirements and itemized proposals. Explain the need for an expense rather than assuming every association charge is insured.
Use Collier County’s building and permitting resources to confirm the applicable process. The county’s permit-history guidance also helps locate records; confirm the authority responsible for the specific parcel.
Storm damage and private-client coverage
Wind, rain intrusion and flood require their own evidence and policy review. For Chubb Masterpiece, PURE or another premium policy, bring all endorsements and separate valuable-item schedules. Carrier names do not guarantee that building, contents or living expenses receive the same treatment.
Our Naples team also assists owners of single-family homes and welcomes commercial property inquiries. Explore premium-carrier resources, water claim guidance and luxury property claims.
Speak with the team serving Pelican Bay
Our Naples office is at 3606 Enterprise Avenue, Suite 221, Naples, FL 34104. Call (239) 497-4507. Pelican Bay is a service area, not a separate EPA office. Call to coordinate an inspection or office appointment; travel time and scheduling depend on the property and conditions.
Regional office and claim information · All Florida service areas
A useful first conversation
Tell us the property location, what happened, when you noticed it and what the insurer has said. If available, have the policy, claim number, estimate or decision letter and photographs ready. You do not need a complete file or a minimum loss amount to call.
When engaged, we organize the loss evidence, prepare a supported scope and communicate with the insurer. We can also help you prepare for a claim-reporting call and participate with you. Answer questions accurately, distinguish observations from assumptions and do not delay required notice or emergency protection while arranging help.
Nearby: Port Royal · Marco Island. Next steps: claim review · official insurer contacts.
Start with a clear next step.
Tell us where the property is, what happened and where the claim stands. Luxury homes and complex losses are our focus; all property owners are welcome to ask whether we can help.
Free initial claim review
(888) 881-8416
Request a callback · Florida offices and service areas
Do not delay emergency assistance, reasonable mitigation or required notice while awaiting a consultation. Public adjusting representation requires a separate written agreement describing services and fees.
David Dwyer, designated primary adjuster: Florida license W391016. Experienced Public Adjusters, LLC: firm license W807213. We are not a law firm and do not guarantee coverage or a settlement result.