We all know that Orlando is famous the world over for its exclusive entertainment experiences. But there’s another side of Orlando – it’s home to fascinating art galleries and museums, designer golf courses, noteworthy real estate, and excellent educational institutes. With around 100 lakes, Orlando is blessed with nature’s bounty and you can enjoy many adventure sports like jet-skiing, kayaking, wakeboarding, and more.
During the summer, the average annual rainfall in Orlando is 51.45 inches (1,307 mm), which makes flooding and water damage a common occurrence. Flood damage due to water coming from outside the insured property is covered by flood insurance. In the United States, flood insurance is provided by the National Flood Insurance Program (NFIP), managed by the Federal Emergency Management Administration (FEMA). For natural calamities like wind, lightning, hail, storms, and other risks like theft, vandalism, power outage, water damage, etc, you must purchase a good insurance policy to protect your home. Water damage from water within your home is considered a very common insurance claim, so it’s a good idea to learn as much as possible about it.
Water damage is caused when water collects in places where it’s not supposed to! Do you know that water damage is categorized based on its degree of contamination? Knowing the source of the water seepage will propel you to act quickly and decisively to safeguard your family and possessions.
Category one
Clean, hygienic water originating from your home’s water supply line or a water heater that gets polluted by the surrounding environment, melting snow, rainwater, and toilet tank water are some examples. Since the source of this water is safe and the contamination is minimal, this type of contamination is classified as category one.
Category two
Water released by dishwashers, washing machines or from toilets contains pollutants and has the potential to make you sick if consumed.
Category three
Drain water from a backed-up sewer, seawater flooding-in, or river water is driven by tropical storms or hurricanes is considered toxic and pathogenic, infused with chemicals and pesticides. Exposure to such water is harmful as it is highly contaminated.
Once you know the type of water pollution you’re dealing with is, you can start draining the water yourself or wait for the professional agencies to come. Getting caught in the middle of a water mishap in your home can be traumatic. You need to call your insurance provider, the restoration company, the contractors, arrange for another place for your family to stay, make an inventory of stuff that’s damaged, take photographs, and a hundred other things. It takes a toll on you emotionally and physically, so the best thing to do is to contact a reputed public adjuster in Orlando like Experienced Public Adjusters. For a small fee, we take care of the entire claims process for you.
Right from estimating the type of damage, whether it is mentioned in your policy or not, the documents required by the insurance company, including photographic evidence, are our responsibility. We have a team of licensed public adjusters who are experts at handling both insurance and property issues. We ensure that all the damage is accounted for and negotiate with your insurance provider so that you receive the maximum settlement available under your policy.
Contact Experienced Public Adjusters in Orlando for a free review of your water damage claim.