Windermere is a town of about 3500 residents, situated in Orange County, Florida. It has all the endearing qualities of a small town – friendly locals, a good community vibe, decent schools, and a low crime rate. It is situated on the Lake Butler Chain of Lakes, known for its prolific natural beauty. For those who’re looking for some excitement, the hustle and bustle of Orlando are just a few miles away. Once you have purchased a fine property in picturesque Windermere, it becomes essential to protect it with a good homeowner’s insurance policy.
Water damage due to floods or earthquakes is not included in standard homeowner’s insurance coverage. You’ll need a separate policy for protection from these losses. You’ll have to purchase flood insurance coverage through the National Flood Insurance Program (NFIP), managed by the Federal Emergency Management Administration. Your typical homeowner’s insurance policy includes dwelling coverage and personal property coverage, besides coverage for other structures on your property, loss of use, medical payments, etc. If the structure of your house is affected by the water, then dwelling coverage will cover the repair costs. If the water damages your personal belongings like carpets, furniture, or electronics, then personal property coverage can pay for the cost of damage.
How soon will the water be removed? When can I start cleaning my home? How will my spoiled stuff be replaced? When will I receive a settlement from my insurance company? These questions must be running through your mind.
Maneuvering the tedious problems related to water damage can cause a lot of stress in your life. However, with assistance from a reputed public adjuster like Experienced Public Adjusters, the path to restoration and collection of your insurance settlement amount becomes easier. Your first step should be to relocate your family to a safe place. The faster you respond, the sooner you will normalcy return to your life. Ignoring it will only worsen the situation, resulting in more damage and higher costs. Locate the source of the water damage and turn off the main valve. Also, turn off the electricity in the affected areas. Remove expensive items or valuables that can be saved. Read the clauses of your policy carefully to check if there is an “option to repair” or if it’s “at their option,” as this will force you to use your insurance company’s contractors for repair work. Our team at Experienced Public Adjusters will assist you in contacting a reliable restoration expert.
You can start mopping and start draining the water but take photographs before touching anything. These pictures will prove to your insurance company the extent of the problem faced by you. The chances are that your insurance company may consider that the damage is due to inadequate maintenance on your part. So, ensure that you have carried out professional preventive maintenance of your plumbing regularly and have the receipts to prove it. We have a team of professional adjusters licensed to represent you and file your claim with the insurance provider. You just leave it all to us, and we will negotiate with your insurance company to obtain the maximum settlement for your claim.
Contact us today in Windermere for your water damage claims.