Who is a private adjuster? Can they help you in filing an insurance claim?
When filing a home insurance claim in Tampa, most people are fazed by the complicated insurance language and the requirement of numerous documents. So, they wonder if someone like a private adjuster could assist them in the claim process. A word of caution here; what they need is a public adjuster. A public adjuster is a representative of the public and works on your behalf. Since public adjusters work for you privately and not for the insurance company, people sometimes refer to them as private adjusters. When you’re living in Tampa and living the good life, it’s time to purchase home insurance to protect your beloved home.
For residents of this beautiful city, it is indeed a matter of pride that folks from all over the country wish to visit and make Tampa their home. Tampa has a great deal to offer your entire family, from amusement parks, gardens, walking tracks, sports to museums, art galleries, and historic monuments. One of the most visual celebrations of the city of Tampa is “The Story of Tampa’, a 4′ x 8′ oil painting mural created by artist Lynn Ash. It represents details like the devil crabs, citrus trees, Cuban bread, manatees, bananas, etc, which reflects Tampa’s unique identity.
Before you decide to purchase insurance for your home, ask your insurance agent to explain details of perils covered, the exclusions, and the deductibles. A typical home insurance policy has six parts, providing coverage for your dwelling, other structures, home contents, alternative living arrangements, personal liability, and medical payments. In Tampa, you will also need to take flood insurance separately as tornadoes and hurricanes are common here. Flood insurance coverage is not included in your standard homeowner’s policy. It is issued by the National Flood Insurance Program (NFIP) under the management of the Federal Emergency Management Agency (FEMA).
Insuring your home against a variety of perils is a sensible thing; however, be mentally prepared to fight a tough battle with your insurer when it’s time to make a claim. Insurance companies are always inclined towards augmenting their profits, so they always try to reduce your claim by creating obstacles. Contact a public adjuster like Experienced Public Adjusters, who will work exclusively for you and represent your interests like your own private adjuster.
Experienced Public Adjusters have their offices in downtown Tampa and are accessible to customers 24/7. We have been in this business for a long time and understand the intricacies of insurance. We have a team of professional adjusters who are licensed by the state Department of Finance. What makes us different and better than others is our complete focus on our customers in an environment of mutual trust. Our team is constantly augmenting its knowledge, skills and updating itself with the latest developments in the field of insurance. As a result, you can rest assured that you are receiving top-class service from the best in the business. We negotiate for the best possible settlement that you can get within the limits of your policy.
Contact Experienced Public Adjusters today for all your adjusting needs in Tampa.