Public Adjuster Palm Bay, Florida

Palm Bay, Melbourne, and Titusville comprise a group of barrier islands, beaches, and coastal communities. Together these are often referred to as the “Space Coast”, thanks to the presence of Cape Canaveral and the John F. Kennedy Space Center.  Palm Bay is the most populous among the three and is very family-oriented. Palm Bay is a city inn Brevard County, Florida with a population of approximately 117,000 and a total area of 88 square miles. It lies on Turkey Creek at the mouth of the Indian River, which flows into the Atlantic Ocean and is the most biologically diverse natural estuaries in North America.

The top industries here include engineering and defense contracting with notable employers like L3Harris, Renesas Electronics, Raytheon Technologies, and others like Intersil and The Palm Bay hospital. This area is home to BRP (Bombardier Recreational Products), a Canadian jet and rail manufacturing company. Florida Tech’s Research and Development Center focusing on innovation, development, and economic growth is housed here.

There are some excellent beaches on these islands. Palm Bay is a family-centric community that offers sporting activities like hiking, biking, boating, and fishing. There are 29 city parks which include recreational activities like paintball and skateboarding, an aquatic center, a 200-acre regional park, and two beautiful golf courses.

At Palm Bay, there are beautiful homes on Amberwood Drive, Gleneagles Drive, Old Country Road, and Carlyle Avenue to name a few. Another new apartment community- The Aqua Palm Bay Apartments is located in the Bayfront Community Redevelopment District in Palm Bay. The median price of homes in Palm Bay is around $178,100. 

Owning a beautiful home in a prime waterfront locality brings with it great responsibility- you need to protect it from the forces of nature as well as from unforeseen events like thefts, vandalism, roof leaks, plumbing leaks, power outage, etc. So, you need to take a homeowner’s insurance that is suited to your requirements.

Dry spells bring about drought leading to wildfire threat. In fact, in 2008 almost 162 homes were damaged by fire. Palm Bay city faces flood hazards during episodes of severe rain as it is flanked by the Indian River Lagoon on its east and the St. Johns River and Marsh to the west. Currently, the tropical storm Isais could continue to unleash wind gusts of 40-50 mph and rainfall of 2-4 inches even though it has pulled away from Florida.

In areas that are vulnerable to tornadoes, tropical storms, and the resultant flooding, it is a good idea to get flood insurance for your property and possessions. The National Flood Insurance Program (NFIP), administered by the Federal Emergency Management Agency (FEMA), offers flood coverage as a separate policy. Some good insurance companies operating in Palm Bay city are State Farm, Advanced Insurance Net, Clover Insurance, All-State, and GEICO.

However, be aware that filing a claim with your insurance company is not a straightforward process as insurance companies always try to give you a less than a fair settlement. Further, interpreting the policy clauses, completing the documentation, and providing proof of loss can be tiresome. Therefore, it is best to hire the services of a Palm Bay public adjuster, licensed with the state Department of Insurance, Florida, who would advocate for you, and ensure that you get a satisfactory settlement.

Call a Palm Bay Experienced Public Adjuster today, for a free claim review.