The city of Melbourne nicknamed ‘Harbor City,’ is located in southern Brevard County approximately 60 miles southeast of Orlando on the Space Coast. Nicknamed ‘Harbor city’, it is more or less midway between Jacksonville and Miami and sits across the Indian River Lagoon. Melbourne has a population of 83,319 and a total area of 51.33 square miles. The Indian River Lagoon separates the mainland and beachside barrier island parts of Melbourne.
Melbourne offers visitors incomparable experiences related to nature sports and recreation, art and culture, upscale dining, and boutique shopping. You can soak in Melbourne’s culture at the Eau Gallie Arts District (EGAD), a community of art galleries, museums, shops, restaurants, and Melbourne’s first microbrewery (Intracoastal Brewing Company). You can enjoy basking in the sunshine on Melbourne’s pristine beaches or on the water by jet ski or boat. Learn skimboarding, take surf lessons, or a kayak tour connecting you to wildlife and the environment.
Melbourne boasts of over 554.72 acres of city parkland, with Brevard Zoo, Wickham Park, and Lake Washington as chief attractions for visitors. Melbourne’s economy relies on defense and technology companies like Leonardo DRS, Alstom Signaling Operations Transportation Systems, L3Harris, and Northrop Grumman with a high concentration of high-tech workers. Melbourne is home to the Florida Institute of Technology, which has 3000 students.
Melbourne has a two-season climate- from May to October, it’s a hot and wet season, and from November to April, the climate is warm and dry with thunderstorms and rain. Brevard County is currently under a hurricane warning and a storm surge watch. Hurricane Isais is now bringing inclement weather to Florida’s eastern coastline and inland areas of coastal counties.
The median cost of Melbourne homes is $194,900 and home appreciation in the last 10 years has been 7.5%. You can find spectacular homes here with beautiful views in Kingswood Way, Wyndham Way, Cappannelle Drive, and Willoughby Drive to mention a few.
Living in a coastal area prone to storm surges, high-velocity winds, tornadoes, rainfall, and inland flooding, protecting your valued home is essential. If your home suffers a damage loss, having insurance coverage helps pay for repairs, for the replacement of belongings, such as furniture and electronics, and even providing for additional living expenses. It also protects your property from other risks like fire, theft, plumbing leakage, power outage, roof damage, mold damage, etc.
Residents of Melbourne should also be aware of sinkhole damage as it’s a common feature of Florida’s landscape. All insurance companies licensed in Florida must offer coverage for damages caused by sinkholes. This is likely to be an endorsement to your existing policy and you will have to pay an additional premium for it. Flood damages are not typically covered in most homeowners’ insurance policies. The National Flood Insurance Program (NFIP), administered by the Federal Emergency Management Agency (FEMA), offers flood coverage as a separate policy. State Farm, AAA Melbourne, Farm Bureau, and AllState are some of Melbourne’s leading home insurance companies. Citizens Property Insurance Corp. is another option for homeowners especially if they live in vulnerable areas near the coast that make their homeowners’ insurance company unlikely to provide windstorm protection.
We’ve often seen that insurance companies sometimes do not pay for personal content that cannot be brought back to pre-loss conditions and try to settle a claim for as little as possible. At this time, you require the services of a qualified public adjuster. They are experts at clarifying details of your coverage, identifying what needs to be done, and arriving at a settlement for the value of your home. A licensed Melbourne public adjuster can lawfully represent the rights of an insured during an insurance claim process.
Contact Experienced Public Adjusters, Melbourne, if you want a totally satisfactory resolution of your claims process!