What is the role of a Public Adjuster?
A Public Adjuster is a state-licensed advocate for policyholders whose job is to advise, manage, and submit the claim to the policyholder’s insurance company. An Experienced Public Adjuster is not satisfied until he/she gets you paid fairly for your loss.
Public adjusters are professional claims adjusters who advocate for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company’s claims adjuster.
Experienced Public Adjusters helps the public with new insurance claims, underpaid insurance claims, and denied insurance claims.
Call an Experienced Public Adjuster today for a free home inspection and free insurance claim review.