Public Adjuster is commonly called a Private Adjuster
A public adjuster or private adjuster is a professional insurance claims handler and claims adjuster who advocates for the insurance policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. A public adjuster is beneficial when it is clear that the insurer will underpay the claim and the only issue is the proper identification and valuation of the loss. Having a Private Adjuster advocate for you from the start of the insurance claim process will always be an insured best option. Most public adjusters charge a percentage of the settlement. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company’s claims adjuster.
A public adjuster sometimes called Private Adjuster is a representative of the insurance policyholder who advises, manages, and submits an insurance claim to the policyholder’s insurance company.