Finding the cheapest homeowners insurance companies in Florida is essential for homeowners looking to protect their property without breaking the bank. While rates can vary depending on several factors such as location, coverage options, and the specific needs of each homeowner, here are the top 20 homeowners insurance companies in Florida known for offering competitive rates:
1. State Farm
2. Universal Property & Casualty Insurance Company
3. Citizens Property Insurance Corporation
4. Security First Insurance Company
5. Federated National Insurance Company (Insolvent)
6. Heritage Property & Casualty Insurance Company
7. Tower Hill Insurance Group
8. People’s Trust Insurance Company
9. Florida Peninsula Insurance Company
10. American Integrity Insurance Company of Florida
11. St. Johns Insurance Company
12. Universal Insurance Holdings of North America
13. UPC Insurance (Out of Business)
14. Edison Insurance Company
15. American Traditions Insurance Company
16. American Strategic Insurance Corp
17. United Property & Casualty Insurance Company (Insolvent)
18. Southern Oak Insurance Company
19. Avatar Property & Casualty Insurance Company
20. Castle Key Insurance Company
Please check to see if the above companies are still in business.
Chubb and USAA are not the cheapest insurance companies to insure your home. However, we feel they are two of the best.
It’s important to note that while these companies are known for their affordability, it’s crucial to consider factors beyond price when selecting a homeowners insurance policy. Coverage options, customer service, financial stability, and claims handling should also be taken into account to ensure comprehensive protection for your home.
If you have had a claim in the last 1-2 years it is advised that your consult with an Experienced Public Adjuster. We offer a free insurance claim evaluation in order to make sure you recieved a fair settlement on your insurance claim. Call us today!