Storm Damage Adjuster

Atlantic Storm Season 2022

Homeowners who could suffer storm damage from the Atlantic Hurricane Season that runs between June 1 and November 30 each year know to have their preparations in place. The Atlantic Hurricane Season affects an area that includes the North Atlantic Ocean, Caribbean Sea, and the Gulf of Mexico.

According to the National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center’s (CPC) forecast, the overall seasonal outlook for 2022 shows a 65% possibility of an above-normal season, a 25% possibility of a near-normal season, and a 10% possibility of a below-normal season. It is expected that there would be around 14 – 21 storms with winds of 39 miles per hour or higher. Of these, six to 10 may become hurricanes with winds of 74 miles per hour or more, and three to six may convert to major hurricanes with winds of 111 miles per hour or higher.

Forecasters predict an above-average hurricane season in 2022 due to warmer sea-surface temperatures, weaker trade winds in the Atlantic hurricane region combined with weaker vertical wind shear, and a heightened West African monsoon. They expect La Nina conditions to prevail, reinforcing higher activity. 

On the one hand, climate change has contributed to an increase in destructive storm surges. On the other hand, incursions into coastal areas through development lead to tremendous loss of life and property during a hurricane. Tropical storms and hurricanes can be very destructive as the high wind speeds, and heavy rains result in widespread destruction.

Residents of coastal or near coastal areas should be well-prepared to face difficulties during the hurricane season. While taking preventive measures to protect your property from damages, don’t forget to check the inclusions and exclusions in your homeowner’s insurance policy. Know the deductibles and your responsibilities in case of any property damages. If you don’t have insurance, get one without any further delay as repairing storm damages can be expensive, and without insurance, you may be unable to afford the required repairs. Flood insurance is separate insurance issued by the  National Flood Insurance Policy (NPIP) and administered by FEMA; it covers damages from floods caused by wind-driven waters or storm surges.

You require professional expertise and experience to assess the damage and determine an estimated repair cost. Experienced Public Adjusters is a reputed firm of professional adjusters who can assist you at this critical juncture. You may have other concerns like where will you live while the repairs are being carried out? Does your policy cover these additional expenses? What about coverage for any damages to personal property? Often, determining the exact damages from covered perils is not easily determinable. 

Our expert team at Experienced Public Adjuster can help with your claim to ensure it is not denied or underpaid. You should take photographs immediately as it can benefit your claim and avoid displacements later on. We don’t work for the insurance company and keep your best interests in mind while working on your claim. We review the damages, assess the loss, and interpret your insurance policy to get you the maximum claim amount.

With the dire predictions of a hyperactive hurricane season, you may find yourself dealing with a property insurance claim, so hire the best professionals to get the settlement you deserve. Contact Experienced Public Adjusters to help file claims during the Atlantic storm season 2022.