A public insurance adjuster is a professional claim handler claims adjuster who advocates for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company’s claims handler.

A public insurance adjuster is a representative of the policyholder who advises, manages, and submits at the request of the insured an insurance claim to the policyholder’s insurance company.

Experienced Public Adjusters has the best team of Public Insurance Adjusters in the State of Florida and currently expanding throughout the United States. Representing states already like North Carolina, Georgia, Mississippi, and South Carolina. We will soon be America’s Public Adjusters.