Public Insurance Adjusters work for you!

How do I file an insurance claim?” That answer is easy if you hire a Public Adjuster to handle it for you. If you are not extensively trained along with understanding the insurance claims industry you are set up for failure from the very start!

A public insurance adjuster or Public Adjuster is a professional insurance claim adjuster who represents and works for the insurance policyholder in documenting, estimating, photographing, appraising and negotiating a home or business insurance claim. Aside from the insureds, attorneys, and the insurance broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. A public adjuster will be most beneficial if they represent a claim from the start but are also necessary when it is clear that the insurer will not pay the insurance claim fairly. Homeowners and business owners will find that without a Public Adjuster they will never be paid the amount they are owed to reach pre-loss condition Most public adjusters charge a percentage of the settlement based on what they are able to negotiate for a settlement. Primarily they scope and appraise the damage, prepare an estimate and other claim required documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company’s claims adjuster sometimes called a Desk Adjuster.

What is a Public Adjuster?

A public insurance adjuster or Private Adjuster is a representative of the insurance policyholder who, guides, advises, manages, and submits at the request of the insured an insurance claim to the policyholder’s insurance company. We specialize in winning fair insurance claims with all insurance companies, especially Chubb a Federal Insurance Company, USAA, Pure Insurance, Netgen Insurance, AIG Insurance, Cincinnati Insurance, Nationwide Insurance, State Farm, Farmers Insurance, and all State specific insurance companies. For example, Universal Insurance is one of the largest state insurance companies in Florida. One of the best insurance policies in the United States is Chubb’s Masterpiece policy. That does not mean they pay fairly but it means the coverages and language of the policy are favorable to the homeowner with an insurance claim. There are many claim types that can occur to your home or your business such as wind loss, fire loss, hurricane loss, plumbing loss, pipe leak loss, large commercial loss, and all covered first-party property loss covered in your insurance policy.

Experienced Public Adjusters has the best team of Public Insurance Adjusters in the State of Florida and currently expanding throughout the United States. Representing states already like North Carolina, Georgia, Mississippi, and South Carolina. We will soon be America’s Public Adjusters.