The state of Massachusetts, commonly called the Bay state or The Baked Bean state, covers an area of 10,554 sq miles and has a population of 6.8 million. Think Massachusetts, think of its amazing capital, Boston! The famous Boston Tea Party, protesting British taxation, ignited the American Revolution. Boston’s many firsts include the United States’ first public park, first public school, first printing press, first newspaper, and the first subway system. It’s also famous for the Boston Red Sox and the Boston Marathon.
Massachusetts is the leading state today in education and health services besides manufacturing computer and electronic products and is a center of scientific research. On its northern side, it touches Vermont and New Hampshire, to the west is New York, Rhode Island and Connecticut to its south, and the Atlantic Ocean to its east.
White sandy beaches, dunes, lighthouses, and vacation homes at Cape Cod attract millions of visitors each year. The quaint red-brick cobbled streets on Beacon Hill, the dazzling scenic countryside in the fall, the picturesque fishing and old whaling ports at Martha’s Vineyard, and the beautifully preserved stately houses of Edgartown make this state a wonderful place to live in.
Cities with the most population are Boston, Worcester, Springfield, Cambridge, and Lowell. Newton, one of the nicest places to live, is home to the prestigious Boston College and Lasell University. Other places like Melrose boast a massive park with hiking, mountain biking, kayaking, which makes it a gorgeous place to live, and Cambridge, which is home to Harvard and MIT has a lovely vibe, and many aspire to live here.
As a homeowner, you require insurance coverage that is customized to suit your specific needs and helps secure your family’s financial future. You need to make a well-informed decision while choosing the right insurance company. Some good insurance companies in Massachusetts are MAPFRE, Liberty Mutual, Safety Insurance, Chubb, Andover Companies, Arbella Insurance, Amica, Travelers, USAA, and Vermont Mutual Insurance.
According to the Insurance Information Institute, the Massachusetts insurance industry accounted for about $9.0 billion in compensation in 2017 and the average premium amount paid by homeowners is $1488, while the amount for those who rent homes is $194, annually. Massachusetts was one of 14 states affected by Hurricane Irene in 2011. It is also vulnerable to wildfires.
Your valued home is your investment, and you need to protect it not only from natural hazards but other risks like fire, theft, pipe leakage, roof damage, mold damage, etc. If your home suffers a damage loss, you will have to meet the expenses related to repairs, and replacement of furniture, electronics, and other items. Your insurance policy can cover these expenses and even provide for additional living expenses if you need temporary accommodation.
Insurance companies will usually never voluntarily pay more than an amount claimed, and they often do not pay for personal content that cannot be brought back to pre-loss condition. That’s when you require the services of a qualified and professional public adjuster who will ensure that your insurer gives you the settlement that is due to you. A public adjuster licensed by the state department of insurance is permitted by law to advocate on your behalf during an insurance claim process.
Having a discussion with the claim adjusters of the insurance company, matching the requirements with the points mentioned in your policy document, approximating damages, and reaching an amount that’s a fair value for your destroyed home and personal content, is a daunting task.
Come to Experienced Public Adjusters, Massachusetts, we assure you of complete peace of mind during your crisis.