Mataport versus Hand Sketching:
In the world of insurance claims and estimating software like Xactimate, the method used to assess and document damages plays a crucial role in the accuracy and efficiency of the claims process. Two common approaches are utilizing Mataport technology and traditional hand sketching. Let’s explore the key differences between these methods and their implications for creating precise estimates in Xactimate.
I. Mataport Technology: A Virtual Walkthrough
Mataport is an innovative technology that allows for a virtual walkthrough of a property. Using 3D imaging and panoramic photography, Mataport captures a detailed representation of the property’s interior. This approach provides a comprehensive view of the space, enabling adjusters to remotely assess damages without physically visiting the site.
Advantages of Mataport:
Time Efficiency: Mataport eliminates the need for multiple site visits, speeding up the assessment process.
Accurate Measurements: The virtual environment enables precise measurements, reducing the margin of error in estimating damages.
Remote Collaboration: Adjusters and stakeholders can collaborate remotely, facilitating smoother communication during the claims process.
II. Hand Sketching: Traditional Approach
Hand sketching involves creating a manual diagram or sketch of the property, annotating areas of damage, and noting dimensions. While traditional, this method relies on adjusters’ observational skills and the accuracy of their measurements.
Advantages of Hand Sketching:
Flexibility: Adjusters can adapt their sketches based on specific details observed during on-site visits.
Simplicity: Hand sketching requires minimal equipment and can be done on-site without the need for advanced technology.
III. Implications for Xactimate Software:
Xactimate is a widely used estimating software in the insurance industry. The method of documenting damages, whether through Mataport or hand sketching, can influence the ease of translating the assessment into Xactimate.
Mataport Integration: Mataport technology often allows for seamless integration with Xactimate, providing a direct transfer of measurements and annotations into the software.
Hand Sketching Challenges: Hand sketches may require additional steps to input measurements into Xactimate manually. This process can be time-consuming and may introduce the potential for errors.
Both Mataport and hand sketching have their merits in the insurance claims process. The choice between the two depends on the specific needs of the claim, the adjuster’s preferred workflow, and the desire for on-site adaptability. As technology continues to evolve, Mataport and similar solutions offer innovative ways to enhance the efficiency and accuracy of property damage assessments, providing valuable tools for insurance professionals leveraging Xactimate software.
A Public Adjuster per 2023 legislation is now required to provide the insured an estimate to the insured within 60 days. Hiring the right Experienced Public Adjuster to represent your claim is the most important decision you will make. Experienced Public Adjusters has the experience, skillset, and proven track record to win your claim. Call for a free insurance claim evaluation today.