Central Florida includes Orlando and the counties of Orange, Osceola, Brevard, Lake, and Seminole. In the early 1850s, it was a transit center for agricultural goods. With the arrival of autos, transportation became easier, giving rise to tourism. The economy of Central Florida is diverse, and the cost of living is low. Furthermore, the weather is pleasant, and beaches are popular tourist destinations, although hurricanes, storms, and lightning are common phenomena. If you live in Central Florida, you should get insurance for your home and personal belongings. Lightning is a constant menace in Central Florida, causing billions of dollars in property damage to the government.
Lightning may produce three forms of damage:
Fire Damage– Wires, wood, and other combustible objects are prone to catching fire and exploding, inflicting significant damage to your property and life.
Power Surge Damage– This is a situation where lightning gets into your home’s wiring system, damaging all appliances and devices linked to that path.
Shock Wave Damage– The shock waves created by lightning are extremely powerful and can cause cracks in concrete and large walls.
Now you must wonder what you can do to safeguard your house against lightning?
When you hear of a lightning storm, the first thing you should do is switch off the main power and unplug any electrical appliances in your home to prevent damage. You may safeguard your electrical system against lightning strikes by installing a surge protector. It’s best to install a surge protector to cover the entire house rather than a single outlet. Affixing lightning rods or air terminals is another excellent approach to protecting your property from lightning.
In the event of lightning damage, immediately contact your insurance provider and alert them of the incident, providing details of every damage that occurred. Home insurance plans cover different components of lightning damage, such as fire damage caused by lightning, while others do not. Your insurance adjuster may deliberately overlook some damage to avoid paying your claims. Therefore, take pictures of all damage as evidence, and save all repair invoices. At the same time, contact a known public adjusting firm, like Experienced Public Adjusters, to deal with the insurance company on your behalf.
After surviving a lightning storm, you may be disoriented, and the last thing you want to do is argue with your insurer about what damage is legitimate or not. Turn to us in your time of need; we study every phrase in your insurance policy and compare it to the actual occurrence. Experienced Public Adjusters are well-known for their high success rates and experience in managing insurance claims, including lightning damage. We have specialized in lightning strike damage as an adjusting firm since we open our company. The insurance companies most likely will never tell you that your entire electrical system should be replaced. We can help prove that it is required for you and your families safety and sometimes to meet code requirements. Let’s not forget you want to protect all your personal property that is running in your house off the electrical system. Leave it all to us as we take care of the hassle of filling out forms, gathering documents, attending insurance adjuster’s field visits, and eventually arguing with the insurance company to obtain your claim.
Get a free claim review of your lightning damages in Central Florida by contacting Experienced Public Adjusters now.