Water Damage Public Adjuster
Experienced Public Adjusters specializes in adjusting Water Damage and Pipe Leak Insurance Claims.
Water damage can occur for a variety of reasons. Excess water in your home can come from pipes that burst or start to leak in your plumbing system, as well as from natural disasters such as hurricanes or floods. Household appliances can malfunction and cause water to accumulate in areas that might not be noticeable.
Water Damage Statistics (link: https://www.simplyjustice.com/water-damage-statistics)
- According to about 40 percent homeowners, they have at least experienced loss from water damage
- A 1/8-inch crack in a pipe can result in the release of 250 gallons of water in a day
- Due to water damage caused by plumbing issues, water leaks, etc., billions of dollars are spent each year on property losses
- Among all insurance claims, about 20 percent are related to water damage
Imagine a sunny and brilliant day like any other… The birds are emerging out of their nests for the morning breeze, the greens do their mesmerizing dance towards the sun, joyful sounds of children at play start in the park, and you’re there immersing yourself into the wonderful ambiance of the gifts of life and ponder about these moments of pure bliss when suddenly one of your water pipes breaks! Are you prepared for what to do?
A broken water pipe can cause everything to get destroyed and you are about to start on what could be a long and arduous claims process to recover a fair settlement. Water leaks from frozen pipe bursts, pipe leaks, pipe breaks, burst pipes, pipe slab leaks, water heater leaks, and leaky appliances do tremendous damage to so many aspects of your home such as flooring, cabinets, vanities, walls and more! Don’t forget about your personal property like your furniture, electronics, clothing, confidential papers, photographs which could all be unsalvageable and left with no value. Some items like antiques or collectibles may need to be properly valued by an appraiser.
A public adjuster is a professional claims handler who advocates for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company’s claims handler.
But you don’t have to worry about it. We have you covered! We are here to help recover and maximize a fair settlement with your insurance carrier. Experienced Public Adjusters’ goal is to settle the claim for our customers, so they have enough money recovered from their settlement to repair their homes and replace their personal property that was lost. We know that you are hardworking people who deserve to be brought back to pre-loss condition. By hiring a Public Adjuster, you get to sit back and indulge in the precious moments of life, while we do all the work. At the end of the day, we know when to suggest you hire certain experts like a mold hygienist and a restoration company. Hiring the right remediation and restoration company is more important than you think. The moisture mapping, and documenting of your damages is essential to your claim. Furthermore, we know how to make sure your house has been investigated properly for hidden damages such as mold which can cause extensive damage not to mention the health risks. We document and photograph the loss and know how to use the reports of experts that you will hire, know about required code upgrades, and compile all the data to write a final estimate to get you the highest settlement possible within the language of your policy and the law. Call an Experienced Public Adjuster Today! (407) 212-8669
Water Damage Public Adjusters