The U.S. Environmental Protection Agency’s WaterSense program conducts ‘Fix a Leak Week’ in the third week of March each year. The focus of this promotion is to remind all Americans to carry out annual maintenance on their household plumbing and irrigation system.
You could save a lot of money if you take this advice to heart! A small leak creates multiple problems in the long run because water has a habit of traveling insidiously into cracks, allowing mold to form, loosening tiles, and eating into the very structure of your house. As the owner of a beautiful home in Fort Lauderdale, a multicultural coastal city in Florida, you have a responsibility to maintain your property in good condition and protect it with a comprehensive homeowner’s insurance policy. A homeowner’s insurance policy is designed to protect your home against unexpected mishaps and not against those that are avoidable.
When purchasing an insurance policy, be sure to understand what your homeowner’s insurance covers and what it does not cover. If you file a plumbing claim for water damage that is gradual, it reflects negligence. On the other hand, sudden and unexpected water damage is covered by insurance. If your plumbing system is deteriorating due to non-maintenance, then even your insurance company may not entertain your plumbing claim. Standard home insurance policies do not cover damage caused by outside sewers and drains or mold coverage. These have to be added separately to your policy. It also does not include loss or damage due to flooding, and for that, you need to purchase a separate policy through the National Flood Insurance Program (NFIP). Read the fine print carefully to understand what you will be responsible for if the insurance company does not pay the mitigation and remediation company.
Plumbing leaks occur when there’s a pipe burst due to freezing or disintegration or dislodging of pipe joints, valves, or faucets due to a sudden increase in water pressure. Sometimes home appliances may develop a fault and start discharging water. The first thing you must do is turn off the water from the main source and then start taking photographs to document the damage. Your insurance company requires this, and you need to attach it as proof of damage for your plumbing claim. Call your insurance company and switch off your electricity to avoid electrocution. It is always good to have a public adjuster provide a free evaluation, so you can decide if you wish to go ahead with an insurance claim.
Many folks are completely unaware that public adjusters exist to represent the public in the insurance claims process. At Experienced Public Adjusters, we have a team of licensed professionals who are knowledgeable, skilled, and passionate about high service standards. We manage your plumbing claim process right from the word ‘go’. We evaluate the water damage and call in certified water and moisture intrusion experts or mold assessors if required. Leave all the ground-work to us, and we will negotiate a fair settlement for you. Reach out to Experienced Public Adjusters for help with filing plumbing claims in Fort Lauderdale.