Did you know that there are different types of insurance adjusters, namely i) an independent adjuster, ii) a staff adjuster iii) a public adjuster?
- An independent adjuster, as the name suggests, is an independent professional. He or she is usually hired by insurance companies on a contract basis to carry out claims investigations and is not an employee of the insurance company.
- Staff adjusters are insurance claims adjusters employed by the insurance company on a full-time basis. They are empowered to make claims-related decisions.
- Public adjusters are insurance claims adjusters who represent the policyholder and assist customers in preparing their claims to receive a fair settlement.
If you’re in Orlando and looking for a reputed insurance adjuster, then it’s got to be Experienced Public Adjusters!
Orlando is known the world over for entertainment experiences, natural vistas, museums, shows, and sporting events. Millions of visitors come here to satiate their vast appetite for fun, adventure, food, and games. A little-known fact about Orlando – it is home to more than 100 lakes, and Lake Eola in downtown Orlando is actually a giant sinkhole!
Residents of this beautiful city need to insure their valued homes with home insurance from a reputed insurance company. There are different types of homeowner’s insurance policies, some that exclude certain perils or those that cover all perils except the ones mentioned in the exclusion. A standard HO3 homeowner’s insurance policy covers your dwelling, additional structures, personal property, liability, medical payments, and additional living expenses. If your home becomes uninhabitable due to property damage suffered, such a policy will provide you with alternate living arrangements within a certain limit. Once you decide the amount for your dwelling coverage, the rest are either a percentage or a fixed amount. Also, remember a lower premium means a higher deductible, which you need to be prepared for. You’ll need to pay a big amount before the insurance company pays you the claim. Home improvements like installing a sump pump or fire and smoke detectors, or a home security system go a long way in getting discounts on your premium.
Please be conversant with all the clauses of your homeowner’s policy, or you may be in for an unhappy surprise when it’s time to file a claim. Generally, insurance companies look for ways and means to reduce/ deny your payout for the simple reason that they are focused on their profitability alone. They use various tactics like telling you it’s time-barred or that the loss damage is from a peril that is not mentioned in the policy.
Contact a reputed insurance adjuster like Experienced Public Adjusters when you need to file a claim with your insurance company. We assist you in completing all the formalities related to the claims process, leaving you free to look after your family’s comfort and finances. Our team of adjusters is an expert at insurance matters and licensed by the state department of Finance. We keep ourselves updated with the latest information on insurance, building codes, state statutes, etc.
So if you need to file an insurance claim in Orlando, reach out to us.