What is a Brittle Test?

To be valid, any brittle test must be random, representative, and repeatable. During a brittle test the shingle is loosened at its lower edge from the shingle below it. it is then raised and lowered 45 degrees three times.

On roofs that have borderline hail or wind damaged, it is important to perform a brittle test in order to determine whether or not the roof damage is repairable and may help you reach the 25% required to be deemed damaged from the peril (Wind or Hail) that will allow a total roof replacement. The test helps answer one simple question. Is this roof repairable!

Please see:

2017 Florida Building Code 706.1.1 25% Rule

If the shingle develops a crack or seem in it during the brittle test, then the shingle is too brittle to be repaired. If the shingle does not develop a crack or seem, then the shingle may be repaired.

For roofs with borderline damage, you can be assured the insurance carriers will attempt to repair the roof. In a case where the damaged shingles cannot be repaired, the roof must be replaced. This is why you need an Experienced Public Adjuster to advocate for you and represent you when the initial inspection occurs by the Field Adjusters sent out by the Insurance Carrier.

Do you have a new insurance claim, underpaid insurance claim, or a denied insurance claim? An Experienced Public Adjuster is ready to help you today! Call us now!

In 2022 and 2023 new legislation has effected how insurance companies have to pay insurance claims in regards to residential roofs. There is still a way to win. Call one of our public adjusters and when you hire us we will guide you through the process in order to help you maximize your insurance settlement.