How Do I Dispute An Insurance Settlement Offer?

If you find yourself wanting to dispute an insurance payment or challenge a settlement offer, it’s likely because you feel you weren’t paid fairly!

  1. How can you dispute being underpaid on a claim? How can you fight for a fair settlement?
    1. What is a Public Adjuster?” Public Adjusters possess unique qualifications to review and assess a claim, offering their expert opinion on whether it was paid fairly. Your initial step should be to locate a qualified and experienced public adjuster who can scrutinize your claim file and conduct an on-site inspection of your property. If you’ve already attempted to seek more compensation from the insurance company on your own, reaching out to Public Adjusters is a risk-free option. They operate on a contingency fee basis, charging only for the money they successfully collect from the insurance company and not taking a percentage of your deductible or what you’ve already received.
  2. How do you choose the right Public Adjuster?
    1. We recommend researching not just the Public Adjuster but also the company they work for. While experience and training are crucial, reading online reviews about both the public adjuster and the adjusting firm is equally important. Check reviews on platforms like Google, Yelp, Manta, Facebook, and other sites that host professional service reviews. Beware of anyone promising to settle your claim in an unrealistically short time frame; such claims often indicate a questionable relationship with insurance companies. To thoroughly investigate and fight for every entitled penny, choose a public adjuster who is honest about the time required to secure a proper settlement. At Experienced Public Adjusters, we understand that some claims demand a lengthy and challenging process. We are committed to investing the necessary time and effort to ensure you receive the best possible outcome.
  3. Are there situations where hiring an attorney is necessary?
    1. There may be instances where a Public Adjuster, after reviewing the file or reaching an impasse, advises consulting with a first-party property attorney. Attorneys have additional leverage in certain circumstances. When handed a file prepared by a Public Adjuster containing all investigative work, expert reports, and a complete appraisal or estimated loss value, an attorney can navigate the legal system to help achieve a successful outcome through litigation.

It’s free to call Experienced Public Adjusters for a review of your claim and an inspection of your property damage. We’re just a call away, with offices opening throughout the United States. Founded in Orlando, Florida, we have offices in various locations across the state for our Florida residents!