Water Damage Clearwater
In 2012, CBS Money Watch listed Clearwater among the ten best places to retire in the U.S. Clearwater is a picturesque city located in Pinellas County with a population of about 107,000. It is known for the Clearwater Marine Aquarium, which houses the famous bottle-nosed dolphins, Winter and Hope. The white sandy Clearwater Beach, offering dolphin watching and jet-skiing, has won the ‘Best Beach’ award many times. Pier 60 is a holidaymaker’s delight as it offers interesting equipment for fishing aficionados.
Like most places in Pinellas County, Clearwater has warm, humid summers with frequent thunderstorms and dry winters. So, it’s always a good idea to purchase good homeowner’s insurance to safeguard your home from these natural calamities and risks like theft, vandalism, roof leaks, electricity outage, and water damage, etc. Do find out if there are any additional coverages available that may be better suited to your home.
You may wonder what to do if you’re faced with water damage in your home? Should you call your insurance provider first or a restoration company?
Water damage can be unpleasant and upsetting. Water can collect in your home due to a leaking pipe, an overflowing sink, a blocked sewer line, or excessive water pressure bursting a pipe, and mold can start to grow in the affected areas. Until the problem is sorted out, you are going to be on tenterhooks. Certainly, call your insurance provider but also call an expert public adjuster like Experienced Public Adjusters. Our team will assist you with everything you require to file your insurance claim, leaving you free to take care of your family and finances. We even help you with recommendations of good restoration companies and contractors to get your life back on track.
Meanwhile, you should immediately do the following:
- Trace the source of the leaking water and turn it off. It’s best to switch off the electricity to avoid electrocution.
- Take as many photographs as possible and make a list of the damaged items along with their descriptions. Start mopping the water to prevent further damage due to the standing water.
- Salvage whatever items or valuables that you can. Find your insurance policy document to check on the exact policy coverage.
Pipes leaking over a long time, causing damage to walls, ceilings, or floors, water trickling in from cracks in the basement, build-up of mold and rot all point towards neglect. Insurance companies may upfront deny or reduce your claim if they find that the water damage has been gradual. However, chances of having your water damage claim paid are higher if the cause was sudden and accidental, like a burst pipe, sink overflow, and toilet or sewer blockage. Our team of professional, licensed public adjusters is at your service. We understand the workings of insurance companies and how they interpret your policy clauses. If your home has become uninhabitable due to the water and the damp spreading everywhere, you may need to find temporary housing. We will check your policy clauses to find out if additional living expenses are provided and ensure you get them. We are thereby your side throughout the claims process commencing from the initial stages of inspecting the damages, collecting the evidence, preparing your claim, and finally negotiating the best possible settlement for you.
Contact Experienced Public Adjusters for your water damage claims in Clearwater.