Daytona Beach is probably best known for its motorsports racing events. The city’s cost of living is less than the national average, housing is quite affordable, the job market is good, and natural beauty is a bonus. With beautiful waterfront properties and alluring hard-packed sandy beaches, you couldn’t ask for more. While the sunny climes and intermittent rains are welcome, do remember that Daytona Beach falls in a high-risk hurricane area.
Did you know that all hurricanes start as tropical storms?
So, let’s understand what a tropical storm is
A tropical storm happens when warm air rises from the ocean, causing low pressure below it. This warm air draws up moisture from the water. The rising air results in strong winds, while the high altitude causes the air to cool and form huge clouds, creating torrential rains. The earth’s rotation causes the spiral movement of the wind. It’s only when the tropical storm reaches land that it loses its strength. However, the accompanying rain and winds are enough to cause havoc and devastation to human life, crops, and property.
So, you’ve decided to live in Daytona Beach and that means you need to purchase home insurance. While you’re looking around for suitable home insurance covering most perils, do find out if your community participates in the National Flood Insurance Program (NFIP) so that damage from floods due to a tropical storm is taken care of.
What should you do before the storm?
Read all the clauses of your home insurance. Check the inclusions and exclusions, so you are well-prepared. Know the deductibles and your responsibilities in case of any property damages.
Reinforce your doors and windows, stock emergency supplies, purchase extra batteries for the radio and power banks for charging your mobile phones, and use waterproof protection for your valuables and important documents.
You know that storm season starts in June and lasts until November each year. So, tune into the National Weather Service regularly for updates on storm forecasts, warnings, and watches.
Know your evacuation zone as well as your area risk category.
What should you do during the storm?
In case of a power outage, immediately switch off the mains. Chances are that the electricity may come back with a surge of high voltage, destroying all connected appliances. It may also cause a fire.
Turn off the main water supply valve to avoid flooding through toilets and sinks. Be cautious and switch off the main gas supply as well.
Stay away from doors and windows and stay indoors until the warnings on the radio ask you to evacuate or inform you that the storm has abated.
What should you do after the storm?
Inform your insurer about the damage so that the claim process may begin without delay. This is a difficult time for you and your family, so repairing the damage caused by the storm is going to be your top property. Hire a licensed construction agent, or better still, contact Experienced Public Adjusters, who will give you the right advice.
Insurance claims can be tricky, but if you have our team by your side, the process can be smooth. At Experienced Public Adjusters, we have a team of licensed professionals who are adept at handling home insurance claims. We liaise with your insurance provider and do all it takes to get you your rightful claim settlement.
In Daytona Beach, contact Experienced Public Adjusters for a free review of your tropical storm claim.