Fort Lauderdale, a coastal city of Florida, is famous for its canals, rivers, and ocean-front. This is why it is called the ‘Venice of America.’ Fort Lauderdale is a perfect combination of the modern and the historic, and it attracts young tourists as well as retired people. It’s a haven for the working class and welcomes the well-heeled! There’s something for everyone, which is why many folks want to move to Fort Lauderdale.
Beautiful new properties are being developed along the water-fronts. Luxurious homes and upmarket condos can be found in Coral Ridge, Colee Hammock, and Laudergate Isles. Median home prices in Fort Lauderdale are USD 314300. Thousands of tourists visit this city from December through April each year when the weather is warm compared to the rest of the country. And in summer and fall, you can expect hurricane activity!
Fort Lauderdale enjoys a tropical climate, which means that summers are hot and humid. Afternoon storms are a common occurrence, followed by rain. Thunderstorms bring strong winds, tornadoes, thunder, and lightning as well. A tropical storm causes property damage due to the strong winds, lashing rains, and flooding that accompany it. Flying debris, broken branches, upended roof shingles cause further collateral damage. This year, storms brought a lot of rain to Fort Lauderdale, flooding the coastal city, stranding vehicles, creating power outages, and inundating areas. When a tropical storm makes landfall, it leads to the creation of a tornado, which increases the risk of damage to property in the storm-affected areas.
Since Fort Lauderdale is a hurricane-prone area, some insurers may exclude or limit coverage related to hurricane damage. You will have to do some research to find a good insurance company and check if a windstorm coverage is included in the hurricane policy or if you need to buy it separately. Flood insurance is a separate policy sold through the National Flood Insurance Program (NIFP); however, some private insurers also offer it. There is a fine line of difference between these policies, so if the damage is due to a flash flood, a coastal flood, a river flood, or a storm surge from a hurricane, then you will need a flood insurance policy.
When it’s time to file a homeowner’s insurance claim, you will find that you cannot rely entirely on your insurance claims adjuster. Damage caused by storms can happen on many levels. The first is the obvious and visible damage to roof shingles, window-panes, siding, and walls. The other type of damage is concealed and takes place slowly and insidiously if not repaired immediately. When shingles get dislodged, rain-water enters and creates mold destroying the structure of your home. Your claims adjuster may overlook this.
Reach out to us at Experienced Public Adjusters, Fort Lauderdale, so that we may oversee the entire claims process from the time the insurance adjuster visits you until you receive a fair settlement. Our skilled team members have practical knowledge as well as a good understanding of the field of insurance. For your storm damage claim in Fort Lauderdale, remember to call Experienced Public Adjusters.