Delaware aptly called ‘Small Wonder’ is the second smallest state in the U.S. and one of the most densely populated with 967,171 people for an area of 2,489 sq, miles. Its capital is Dover. The state was the first to endorse the constitution of the United States, on December 7, 1787, hence its nickname – the ‘First State’. Its other nicknames are ‘Diamond state’, ‘Blue Hen State’, ‘Peach State’, ‘New Sweden’ and, ‘Land of Tax-Free Shopping’.
Located in the mid-Atlantic region of the USA, Delaware shares borders with Maryland, Pennsylvania, New Jersey, and the Atlantic Ocean. The state is named after Thomas West, a nobleman who was Virginia’s first colonial governor.
Delaware is often called the Chemical Capital of the world as its economy depends on chemical manufacturing that encompasses pharmaceuticals as well. It houses DuPont, one of the world’s top chemical manufacturing companies. The primary reason that many companies incorporate their business in Delaware is the tax incentives, beneficial tax laws, and excellent courts and judges.
Some major cities are Wilmington, Dover, Newark, and Middletown. Suburbs like South Kensington, North Potomac, North Bethesda are good places to live in, while cities like Lewes, Middletown, Camden, Ocean View, Townsend, and New Castle have some of the wealthiest and most luxurious homes in Delaware.
Protecting your hard-earned investment with a home insurance policy is important to you. You need to find a dependable insurance company that will best cover your home, your family, and your valued possessions. Some well-known insurance companies you could contact here are Liberty Mutual, Nationwide Mutual Group, USAA Insurance Group, Allstate Corp., AIG, Travelers Companies Inc., Chubb, Hartford Financial Services, and QBE Insurance Group Ltd.
According to the Insurance Information Institute, in 2017, the annual premium amount paid by homeowners in Delaware is $833 on average, while the amount for those who rent homes is $159 and the claim payments in Delaware based on direct property or casualty incurred losses, were $1.4 billion.
Some homeowner’s insurance policies pay the full cost of replacing your home, as well as its contents. Sometimes they also include provision for additional living expenses while your property is under repair. After a loss to your property, usually, it is the insurance company’s adjusters who determine what settlement is best for the damage of your treasured home, so beware! Insurance companies always try to pay you as little as they can. When it comes to the successful settlement of insurance claims, one needs the experience, expertise, and industry knowledge of a public adjuster who is licensed by the state Department of Insurance.
To experience the best in insurance claim services, meet a Delaware Experienced Public Adjuster today!