The state of Alabama has about 5 million residents, and the cities with the largest populations are Birmingham, Montgomery, Mobile, Huntsville, and Tuscaloosa. Alabama is famous for the US Space and Rocket Center and NASA’s Marshall Space Flight Center that are located in Huntsville.
Some of the best localities to own a home in Alabama are Madison, Harvest, and Moores Hill in Huntsville. In Birmingham, the areas of Indian Springs Village, Pelham, Helena, Meadowbrook, and Chelsea are considered the best. Pine Level in Montgomery and the town of Priceville are also counted amongst the prime locations in Alabama to own a home.
Owners of high net worth homes in these and other localities throughout Alabama state need to protect their beautiful homes with suitable insurance. Your home in Alabama could be at risk due to an increased probability of hurricanes, tornadoes, or wildfires. Alabama homes have suffered damage during recent storms and tornadoes destroyed thousands of homes in Tuscaloosa in 2011. In 2016, over 80 tornadoes affected Alabama. The Insurance Information Institute estimates that over 5000 single-family homes are at risk in case of a category one storm, and over 54000 homes are at risk in case of a category five storm in Alabama.
In addition to these natural calamities, Alabama homeowners need to protect their homes from regular risks such as plumbing leaks, mold damage, roof damage, slab leaks, theft, etc.
So you should purchase suitable insurance policies that provide coverage against these risks. The top homeowners’ insurance providers in Alabama are State Farm, Alfa Mutual Group, Allstate Corporation, USAA Insurance Group, Travelers Companies Inc, Farmers Insurance Group, Liberty Mutual, Auto-owners Insurance Company, Nationwide Mutual Group, and Country Financial.
According to the Insurance Information Institute, the premium amount paid by homeowners in Alabama is $1433 on average, while those who rent homes are $235.
If you need to file an insurance claim, the services of an Alabama public adjuster will prove to be vital in helping you submit the claim properly and then represent you so that you receive a fair settlement from the insurance provider. These state-licensed Alabama public adjusters have the technical knowledge to interpret the clauses of your insurance policies correctly.
Apart from attorneys and the broker of record, an Alabama public adjuster licensed by the state
The Department of Insurance is the only one who can legally represent you during the claims process.
Seek out the best public adjusters in Alabama. These high net worth public adjusters work very differently from the insurance company’s adjusters, who will try to pay you as little as possible. The highly qualified public adjusters of Alabama charge a portion of the settlement you receive, and so it is in their best interest to see that you are compensated fairly.