Clearwater, in Pinellas County, Florida, lies along the Gulf Coast so it is susceptible to wind damage. It derives its unusual name from a spring of clearwater discovered close to its shores, making the water ‘clear’ around it. Tourists do throng to Clearwater to savor the beautiful white sandy shores of Clearwater Beach, but it has a lot to offer to environmentally-conscious visitors too. The Clearwater Marine Aquarium looks after homeless marine animals like bottle-nosed dolphins, otters, and turtles. The Moccasin Lake Nature Park, while taking care of injured animals, teaches visitors to be environmentally responsible. The Church of Scientology has a major presence in Clearwater.
The summer months in Clearwater are pretty hot and humid, interspersed with thunderstorms. There is much hurricane activity here due to its proximity to the Atlantic. The last destruction was caused by Hurricane Andrea in 2013, which brought with it heavy rainfall and gusty winds. Tornadoes and storm surges cause damage to properties. Clearwater is a coastal paradise that caters to a panoply of residential architecture ranging from mansions and luxury homes to sprawling ranch-style properties with scenic waterfront views. You’ve invested your hard-earned money in a dream home, so it’s advisable to purchase a good home insurance policy to safeguard your home and its contents against all kinds of unforeseen disasters.
Why should I purchase home insurance? If you buy a homeowner’s insurance policy, it will provide coverage for your dwelling, home contents, other structures, personal liability, and medical payments. Standard home insurance policies provide cover for a set number of perils and do not include floods. Flood insurance is covered by the National Flood Insurance Program (NFIP) under FEMA and is now available through some private insurers as well. Do not become complacent thinking that your insurance will take care of the damages; instead, understand the exclusions, inclusions, deductibles, and the fine print on your insurance policy so that you are aware of the perils that it covers. Insurance companies are known to find petty reasons to deny or reduce your claim. There is a likelihood of damage from winds and flooding due to the storm; however, it becomes impossible to segregate which event was responsible for which destruction. If your roof shingles were of an old type, currently not available in the market, then the insurance company may replace your entire roof, but it all depends on the clauses of your home insurance policy. Having a wind damage public adjuster like Experienced Public Adjusters by your side can be invaluable under such circumstances.
Who are Experienced Public Adjusters? We are a team of professional public adjusters licensed by the state department of Finance. We have a presence all over the state of Florida, with our corporate office in Orlando. Being local, we understand the ethos and working of your insurance company, its field adjusters, and contractors, including procurement of supplies and services. Our team is trained and expert in matters related to both insurance and property. We take over the entire responsibility of your claims process, including documentation and negotiation with your insurance provider to get you the best possible settlement within your policy limits.
Contact us today for a free claim review for wind damage in Clearwater.