WESH2 Orlando Surviving The Season-David Dwyer

Watch David Dwyer‘s Interview with Michelle Imperato WESH2 Orlando



If you haven’t had to make a claim, your policy and what it covers, might need a refresher.

James Whitfield’s floors walls and balcony were all destroyed during hurricane Irma.

“The next morning is when you could really see all the damage and uh, it was pretty extensive,” Whitfield said.

Whitfield was one of the many all over central Florida who found themselves in similar situations after Irma.

It is a reminder for all homeowners to have insurance and know what’s in it.

Traci Sihle co- owns a local insurance brokerage and recommends everyone in Florida also get flood insurance.

Sihle said last year her company got countless calls as Irma loomed from homeowners asking for flood insurance, but flood insurance polices only go into effect 30 days after the policy is written.

Sihle also suggests if you have a pool to take water out of it. If your pool overflows and floods your home it’s considered negligence and is not covered under flood insurance.

Another suggestion she makes is to take pictures of your possessions and know your deductible.

If you don’t have money to cover your deductible, Sihle suggests making an emergency fund to pay it.

Once a storm hits you’re required to do your best to prevent any further damage as long as it’s safe.

Whitfield did that and called a public adjuster immediately.

“It was the best decision I could make,” Whitfield said.

A public adjuster represents the homeowner instead of the insurance company.

David Dwyer, Whiftfield’s adjuster, was there when the insurance company’s adjuster assessed the damage at his St. Cloud home.

“Essentially the insurance company was trying to undercut, you know, how much I was going to get and then they come in. They represent you and they fight for you and, you know, the amount that I ended up getting was substantially different,” Whitfield said.

Whitfield said his insurance company initially offered him $68,000 which wouldn’t cover half of the damage in his house.

After 8 months of back and forth, Whitfield just signed the final paperwork with Dwyer’s help and will now get $140,000 to rebuild his life.

Downtown Orlando Executive Office

121 S Orange Ave Suite 1551
Orlando, FL 32801
Phone: 407-203-9948
Fax: 800-541-3494

Experienced Public Adjusters Ft. Lauderdale

1 E Broward Blvd
Suite 700 #23
Fort Lauderdale, FL 33301
Phone: 754-732-9020
Fax: 800-541-3494
Experienced Public Adjusters is Ft. Lauderdale Public Adjusters South Florida Office Covering Broward County, Miami-Dade County, Collier County, Lee County, and Surrounding Areas.

Experienced Public Adjusters-Daytona Beach

140 S Beach St Suite 310
Daytona Beach, FL 32114
Phone: (386) 777-2882
Fax: 800-541-3494

Experienced Public Adjusters, LLC HQ

4555 Hoffner Avenue
Orlando, Florida 32812
Phone: 407-227-1963
Fax: 800-541-3494

North Carolina Headquarters

1728 Meadow Mountain Estate Road
Franklin, NC 28734
Phone: 407-212-8669
Fax: 800-541-3494

Orlando Corporate Headquarters

1215 Mt. Vernon St.
Orlando, FL 32803
Phone: 407-212-8669
Fax: 800-541-3494

Orlando Public Adjuster Office

1780 Welham Street
Suite 158
Orlando, FL 32814-
Phone: 407-635-1291
Fax: 800-541-3494

South Carolina Public Adjusting Office


Tampa Public Adjuster Office

625 E Twiggs St Suite 1004
Tampa, FL 33602
Phone: 813-355-9300
Fax: 800-541-3494
Open 24 Hours / 7 Days