With a population of around 8.5 million, the state of Virginia has the distinction of being the first English settlement in the U.S. Known as “the birthplace of a nation,” Virginia has a rich history and is the home base for the United States Navy’s Atlantic Fleet. Arlington has the privilege of housing the largest office building in the world – The Pentagon building.
Maryland and Washington, D.C lie to the north and east of Virginia. Also, to its east is the Atlantic Ocean. North Carolina borders the south of Virginia, Tennessee, the southwest, Kentucky the west, and West Virginia to the north and west.
Covering an area of 42,767 square miles, the rich and varied topography of Virginia consists of the Atlantic Coastal Plain or Tidewater, the Piedmont Plateau, and the Blue Ridge and Allegheny Mountains of the Appalachian chain. You can experience here the wondrous beauty of mountain ranges bordered an abundance of wildflowers as well as the eastern sandy coastal plain, which is home to quaint fishing villages. Richmond is the capital of Virginia, and other leading cities are Arlington, Williamsburg, and Luray.
Bluemont, Radnor/Fort Meyer heights, Ballston/Virginia Square, Clarendon/Courthouse and North Highland in Arlington, and Stone Ridge are some of the beautiful and gorgeous localities to live in. Others like Short Pump, Innsbrook, and Wyndham in Richmond boast of upscale homes in scenic natural surroundings.
It’s not enough to own a beautiful home; you need to protect it too. It would help if you had an excellent, top-notch insurer to cover both your lovely home and its cherished contents. Insurance companies nowadays offer guaranteed replacement cost exceeding your policy’s coverage limits, as well as contents replacement cost, without adjusting for depreciation. Some well-known insurance companies in Virginia are Travelers Companies Inc, Chubb, Liberty Mutual, Erie Insurance, and Zurich.
As per statistics obtained from the Insurance Information Institute, the annual average homeowner’s premium in Virginia was $999, and that of renters was $152.
According to the Insurance Information Institute, Hurricane Michael in 2018 and Hurricane Sandy in 2012 were two of the ten costliest hurricanes to hit the U.S., based on insured property losses, which caused damage in Virginia. Other than such natural disasters, you need to protect your home from roof damage, plumbing leaks, fire, theft, etc. to name a few.
In the unfortunate event that this becomes a reality and you need to claim from your insurance company, it is paramount that you get the assistance of a qualified, professional, and experienced Virginia public adjuster. This would ensure that your insurance company gives you an equitable settlement. You or your insurance company’s adjuster may not be able to identify and address issues like structural damage repair, proper fire, and smoke restoration, mold remediation, the use of proper cleaning chemicals and deodorization, or soot removal, etc. You require an experienced high net worth public adjuster who is firmly on your side, who has the technical knowledge to decipher insurance clauses and can get the most out of your insurance company.
Experienced Public Adjusters, Virginia, are licensed from the Department of Financial Services to represent the publics’ best interest. Our public adjusters review your policy, evaluate the damages, make proper adjustments to your claim, and maximize your settlement and above all, we share ongoing feedback of your claim status,