The state of Tennessee, located in the country’s south-eastern region includes noteworthy cities like Memphis, Nashville, Knoxville, Chattanooga, and Gatlinburg. Its rich and varied historical heritage spans the civil rights movement, which saw the assassination in 1968 of Rev Martin Luther King Jr and the launching of great artists like Elvis Presley, B.B King, and Isaac Hayes. Elvis Presley’s house, Graceland, is the star attraction for tourists in Memphis.
Major Fortune 500 companies like FedEx, the packaging and shipping conglomerate, and HCA Holdings, a leader in healthcare and medical facilities, are headquartered here. Notable among its natural wonders is the Great Smoky Mountains National Park, which sees a footfall of more than 10 million visitors annually.
Coveted areas for buying a house in Nashville are Brentwood, Nolensville, and Millersville. Farragut, Shackle Island, and Oak Ridge in Knoxville and Fairmount in Chattanooga are considered upmarket too. Other prestigious towns for upscale living in Tennessee are Park City, Banner Hill, and Graysville.
Luxurious homes require protection, which means that taking home insurance is a must. Tennessee has experienced wildfires, severe storms, and even flooding. In 2016, the Insurance Information Institute reports that Tennessee ranked ninth in the nation for the number of wildfires. Property in Tennessee, according to the U.S. Geological Survey, is susceptible to damage due to sinkholes. So, apart from these natural calamities, as homeowners, you would be open to regular risks such as plumbing leaks, mold damage, roof damage, slab leaks, theft, vandalism, etc.
Some insurance companies offer ordinance or law coverage, to cover any increased costs a homeowner may incur for having to bring a building up to municipal code or ordinances following a covered loss. Leading Insurance companies like State Farm, Tennessee Farmers Mutual, Allstate Corp, USAA, and Liberty Mutual play a vital role in helping high net-worth individuals recover from the devastating effects of natural disasters such as hurricanes, storms or wildfires or other damages.
As per statistics obtained from the Insurance Information Institute, the average homeowner’s premium in Tennessee was $1196, and that of renters was $199.
Filing an insurance claim appears to be a clear-cut process; however, it may not always be so. Dealing with the stress of your loss, reviewing the damage, calculating the likely repair costs as well as having to meet various claims adjusters can add to your anxiety. That’s when you need a Tennessee public insurance adjuster.
Tennessee state licensed Public Adjusters are professional claims handlers who act for the policyholder in appraising and negotiating an insurance claim. Technical knowledge of insurance policies allows a public adjuster to ensure that you as a homeowner, receive the maximum possible compensation for your loss.
At Experienced Public Adjusters, Tennessee, we have qualified and experienced public insurance adjusters whose job it is to serve your best interest and they have the expertise to review your coverage and create a claim that will help you receive what is rightfully yours. We also keep you informed about the status of your claim.
If you have suffered a loss of property in Tennessee, call us first at Experienced Public Adjusters!