How long does it take for an insurance adjuster to come out?
That’s a question that can’t be easily answered. Typically, you will be contacted within 1-3 days and either an independent adjuster or company adjuster will come out to investigate the loss as soon as possible. After storms like Hurricane Irma people waited 1-2 months for a field adjuster to arrive. Not to mention they went through 4-5 different desk adjusters assigned to their claim. We will probably see a delay in insurance adjusters getting to properties once Tropical Storm Isaias or Hurricane Isaias damages the Florida east coast due to the massive amount of insurance claims that will most likely be filed.
Hiring a Public Adjuster is highly recommended for all claims. They will be out to document the loss immediately and an Experienced Public Adjuster will be onsite for all inspection to advocate on your behalf. This is why you need a Public Adjuster to advocate for your best interest. They manage the process and document everything and have to maintain the file for 5 years. This allows you the comfort to know that someone is doing everything they can within the Florida Statutes and the language of your policy to get you a fair settlement.
Florida Statute requires the insurance carrier to provide 48 hours’ notice before they can send anyone to your property.
Florida Statute 626.854
(13) A company employee adjuster, independent adjuster, attorney, investigator, or other persons acting on behalf of an insurer that needs access to an insured or claimant or to the insured property that is the subject of a claim must provide at least 48 hours’ notice to the insured or claimant, public adjuster, or legal representative before scheduling a meeting with the claimant or an onsite inspection of the insured property. The insured or claimant may deny access to the property if the notice has not been provided. The insured or claimant may waive the 48-hour notice.
You should always have an Experienced Public Adjuster ready to advocate for you to help you maximize a fair settlement. Call Experienced Public Adjusters today!