Public Adjuster Fort Lauderdale
Fort Lauderdale is a beautiful coastal city in southeast Florida, boasting more than 300 days of sunshine in a year, which attracts millions of visitors from all over the world. Besides, it’s socioeconomic diversity and cultural heritage is the pride of its residents. It is called the ‘Venice of America’ due to its numerous water canals and rivers.
Well-known companies headquartered here are the Fortune 500 AutoNation, Citrix Systems, KEMET, Signature Consultants, MEDNAX, and Kaplan. More than a hundred and fifty big companies like Maxim Integrated Products, Tenet Healthcare, American Express, FirstService Residential, and Motorola provide employment opportunities here. The hotel and restaurant business is flourishing as tourists come here in droves from December to May to enjoy the relatively warm winter. It’s earned the moniker of ‘Fort Liquordale’ because of the 4,000 restaurants, bars, and nightclubs spread throughout the city and its neighborhood. It is unfortunate that the crime rate here has been increasing in recent times.
For the museum and culture enthusiast, the Riverwalk Arts and Entertainment District is particularly interesting. Attractions here include the Fort Lauderdale Historical Center, the Bonnet House Museum and Gardens, the Nova Southeastern University Art Museum, the Broward Center for the Performing Arts, and the noteworthy Stranahan House. For nature lovers, the Hugh Taylor Birch State Park, Flamingo Gardens, Butterfly World, and the Sawgrass Recreation Park with alligators and other wildlife are ‘must-see’ attractions. Apart from this, there is a wide variety of cuisine and elegant stores. Fort Lauderdale also boasts of the largest Outlet mall at Sawgrass Mills.
Fort Lauderdale is home to many famous NFL football, and baseball players as well as celebrities from the acting and music industry. You can find luxurious houses and apartments in neighborhoods like Seven Isles, Las Olas Isles, Idlewyld, Riviera Isles, and Palm-Aire Village. Places like Downtown Fort Lauderdale, Colee Hammock, and Coral Ridge are other affluent neighborhoods that are relatively crime-free as well. There are excellent educational institutions, both public and private, in Fort Lauderdale, and the median home prices are around USD 314300.
There are two seasons here – a hot and humid summer that lasts from May until October, with lightning and storms in the afternoons, and a mild winter between November and April. Fort Lauderdale has a history of hurricane activity – Hurricane Katrina and Hurricane Wilma made their appearance in 2005, followed by Hurricane Irma in 2017, leaving destruction in their wake. Living in a coastal city makes residents vulnerable to disasters that cause flood damage, wind damage, and hurricane damage. Damage related to floods is covered under the National Flood Insurance Program (NFIP) but for other calamities, both natural and otherwise, it is imperative for you to purchase a separate comprehensive homeowner’s insurance policy. Some good property insurance companies here are Floridian Coastline Insurance, Great Florida Insurance, Universal Property and Casualty, Allstate, and StateFarm, among others.
Many home insurance policies in coastal cities like Fort Lauderdale would have hurricane or wind deductibles, set at a percentage of the value of your home, so do understand the contents of your policy document before purchasing it. You may have opted to be insured by a ‘top of the line’ home insurance policy with a high premium to safeguard your valuable home, but what about ensuring that you receive a fair settlement when you claim for property-loss damages with your insurance company? It’s important to read the clauses carefully and comprehend the fine print when choosing an insurance provider and policy.
For a lay-person, it is time-consuming and challenging to decipher policy clauses, exclusions, and deductibles. Insurance language is complicated, and it can leave you confused and frustrated, especially if the insurance company denies or cuts down the claim drastically on technical grounds after your property has been hit by a catastrophe. A standard ruse adopted by insurance companies to deny a claim is to either show that the damage is not covered under your policy or that your paperwork is incomplete. So, as the policyholder, what do you do? In order to make your life easier, simply research the services of a good Public Adjuster who understands your needs and is well-versed with the local laws and statutes. A Public Adjuster is licensed by the state Department of Insurance to represent the public in matters relating to their home insurance claims. They usually charge a percentage of your settlement claim amount as their fee.
Having Experienced Public Adjusters on your side is a definite advantage as it is our job to assist you right from the inception of your claim to finally making sure that your settlement is in line with your expectations. Our insurance adjusters gather the relevant paperwork, examine the clauses of your policy, and check out the most minute details of your property’s damage. We understand the requirements and claims process of insurers, are well-prepared with all the possible documentation and negotiate on your behalf. This ensures that you can fulfill all requirements of the liability claim and expedite the process to arrive at a successful claim settlement.
Connect with our claims adjusting team at Experienced Public Adjusters in Fort Lauderdale as we are the specialists! Our appraisers have the expertise in inspecting and assessing property damage accurately and are familiar with local building codes. Note that in coastal areas, strong winds tend to create havoc with the roof of your house and at other times they may cause structural or foundation damage. Other inconspicuous decimation occurs due to water damage too. So, unless a knowledgeable person like our Public Adjuster is present on-site when the insurance field adjuster visits your home for an inspection, you can be sure that they will overlook minor irregularities that will have implications and expenses in the future. This practical knowledge aided by regular workshops to keep abreast of the latest in technology both in the real world and in the field of insurance is what distinguishes our team at Experienced Public Adjusters.
We have our representatives all over the country, and our trained and skilled team of Public Adjusters are always at your service, providing assistance to file a claim or conducting a free insurance claim review if required. All our claims adjusters are guided by our core values of ethics and integrity that govern everything we do. For all your adjusting needs in Fort Lauderdale, remember we are just a call away!