Most insurance policies will have language in your policy outlining your specific duties after a loss. They will require you to mitigate a loss to prevent further damage, they will require you to provide a recorded statement if requested, and much more. Please see your policy for your duties and responsibilities after a loss. Always remember it is best to hire a Public Adjuster to not only review your insurance policy but to evaluate your insurance claim before calling in an insurance claim. Once you call in your claim its is now recorded and will be visible to your insurance companies and others for a specific period of time and may cause your insurance premiums to go up. Make sure your insurance claim is worth opening by getting the advice of an experienced public adjuster which is sometimes called a private adjuster. They do not work for your insurance company they only work on behalf of your best interests.