Experienced Public Adjusters · Client experience
A Chubb Water-Damage Claim: A Client’s Experience
Detailed documentation, inspection attendance and consistent communication matter to owners facing a substantial property loss. This historical client account describes working with David Dwyer on a Chubb claim from August 2018 through March 2019.
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Page reviewed November 3, 2026. The testimonial below is preserved from EPA’s existing website archive. It describes one client’s experience and is not a promise about another claim, recovery amount, availability or timeframe.
In the policyholders’ own words
My husband and I hired Mr. David Dwyer from Experienced Public Adjuster in August 2018 to represent us on our claim against Chubb (Our homeowner’s insurance company). Mr. Dwyer has many years of experience in the home insurance industry, he is very knowledgeable about the industry’s laws and regulations, and he is very professional, highly motivated, persistent, and caring. During our first meeting with Mr. Dwyer, he let us know his approach to file our claim and the various steps that he will follow to settle our claim (i.e., contacting top-notch consultants and team members, etc.). From the first day that he took over our claim to the day that we settled our claim, he was in continuous communication with us via many phone calls, texts, and emails to let us know the progress of our claim.
The report Mr. Dwyer filed for our claim was very detailed and extensive. Mr. Dwyer was present the three times that the Chubb’s representatives came over to our house to do their inspections. Whenever we had questions regarding our policy or our claim, he was present 24/7. Mr. Dwyer did an outstanding job, he went above and beyond the call of duty, and we appreciated it very much. Thanks to Mr. Dwyer, our claim was settled in March 2019 in a successful manner.
We highly recommend Mr. David Dwyer whenever you need an experienced Public Adjuster to file a claim against your homeowner’s insurance company. Do not hesitate to give him a call!
What a current claim review involves
Bring your policy, insurer’s estimate or decision, photographs and available repair proposals. We can discuss the documented damage, unresolved issues and whether our services fit your situation. No completed estimate or minimum property value is required for the initial conversation.
Our Chubb Masterpiece claim guide explains the importance of the issuing company, actual policy wording and evidence for custom materials. For a plumbing or moisture loss, see our luxury-home water-damage guide. EPA represents policyholders independently and is not affiliated with or endorsed by Chubb.
Start with a clear next step.
Tell us where the property is, what happened and where the claim stands. Luxury homes and complex losses are our focus; all property owners are welcome to ask whether we can help.
Free initial claim review
(888) 881-8416
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Do not delay emergency assistance, reasonable mitigation or required notice while awaiting a consultation. Public adjusting representation requires a separate written agreement describing services and fees.
David Dwyer, designated primary adjuster: Florida license W391016. Experienced Public Adjusters, LLC: firm license W807213. We are not a law firm and do not guarantee coverage or a settlement result.