About Experienced Public Adjusters
Experienced Public Adjusters, LLC is a Florida-licensed public adjusting firm dedicated exclusively to representing policyholders in residential and commercial property insurance claims. We advocate for homeowners and business owners when insurance claims are delayed, underpaid, or improperly denied.
Insurance companies have their own adjusters, engineers, and consultants working to protect carrier interests. Our role is to level the playing field by ensuring claims are thoroughly documented, properly evaluated, and negotiated in accordance with the insurance policy and applicable Florida law.
Who We Are
Experienced Public Adjusters was founded by David Dwyer, a licensed Florida Public Adjuster, with the mission of educating policyholders and providing professional representation during one of the most stressful times they may face — recovering from property damage.
Our firm brings experience in inspection, documentation, valuation, and negotiation to help clients pursue fair and accurate insurance claim settlements and return their properties to pre-loss condition.
Our Legal & Licensing Structure
Florida law requires that a public adjusting firm operate under a valid firm license and be supervised by a licensed public adjuster designated as the primary adjuster.
Experienced Public Adjusters, LLC
Florida Licensed Public Adjusting Firm
Firm License #W807213
Designated Primary Adjuster:
David Dwyer, Licensed Florida Public Adjuster
License #W391016
This structure ensures that all public adjusting services are performed under proper licensure, supervision, and compliance with Florida statutes.
What a Florida Public Adjuster Does
A public adjuster represents the insured — not the insurance company. Our responsibilities include evaluating damage, interpreting policy coverage, and negotiating with insurers on behalf of the policyholder.
- Property damage inspections
- Insurance policy and coverage analysis
- Preparation of repair scopes and estimates
- Evaluation of building code and ordinance considerations
- Claim presentation, negotiation, and settlement support
If you are unfamiliar with how public adjusters work, we encourage you to visit our page explaining what a public adjuster does.
Claims We Commonly Handle
Our firm assists with a wide range of property insurance claims, including:
- Water damage insurance claims
- Wind damage claims
- Fire and smoke damage claims
- Roofing insurance claims
Each claim is unique, and our approach is based on documented damage, building science, and policy language — not assumptions or shortcuts.
Why Policyholders Choose Experienced Public Adjusters
- Florida-licensed public adjusting firm
- Supervised by a designated licensed public adjuster
- Clear communication and transparency
- Contingency-based representation
- Experience handling complex property claims
Our focus is on accuracy, professionalism, and advocacy so our clients can make informed decisions throughout the claims process.
Service Area & Availability
Our headquarters is located at:
4555 Hoffner Ave
Orlando, FL 32812
We serve homeowners and businesses throughout Florida, with a primary focus on Central Florida and the I-4 corridor. Our team is available 24 hours a day, 7 days a week to respond to property damage situations.
Our Promise
We are committed to ethical representation, confidentiality, and professional service. If you have questions about your insurance claim or believe your loss may not have been fully evaluated, we are here to help.
Call (888) 881-8416 for a claim review
or visit our Contact page to get started.