Builder’s risk insurance is a special type of property insurance which protect the contractor (Insured) against damage to buildings while they are under construction.
Why does the insurance company put my mortgage companies name on my settlement check for my home?
Because they have insurable interest in the home as well. Every bank has a different procedure to getting funds released. If you know you have …
Does my insurance policy cover personal property in my home when there is smoke from a small fire?
A typical homeowner’s insurance policy will cover damage caused by wind, fire, and lightning. If your home is destroyed by a fire, then the insurance …
Navigating Claim Response Times
“Navigating Claim Response Times: The Crucial Role of an Experienced Public Adjuster“ Filing an insurance claim can be a stressful process, marked by uncertainties about …
How long does a carrier have to deny or pay my claim?
627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation (5)(a) Within 90 days after an insurer receives notice of an initial, reopened, or supplemental property insurance claim …
Do insurance companies and their field adjusters have to give you notice before arriving at your home?
Yes, Yes, Yes, 48 hours!! The law states that company adjusters, independent adjusters, attorneys, investigators, or others acting on behalf of the insurer must give …
What is Point of Origin Testing?
In areas where leak detection is not possible, we conduct a point of origin evaluation. Point of origin evaluation provides for a thorough assessment of the …
What is water testing services?
Testing your water yearly is very important because water conditions frequently change and can cause long-term illnesses to those drinking and bathing in the water. …
Mold Prevention & Early Detection Tips
Mold Prevention & Early Detection Tips MOISTURE You can prevent damage to your home, and its contents, save money, and avoid potential health problems by …
Places to watch for mold growth in your home!
Basements or cellars that have been flooded Underneath kitchen sinks Underneath or behind refrigerators Bathroom shower or under sink Behind walls that also house plumbing …