Why Choose Experienced Public Adjusters
We represent policyholders across our Florida service zone along the I-4 corridor and connected coasts, including Hillsborough, Pinellas, Pasco, Polk, Osceola, Orange, Seminole, Volusia, Brevard, Manatee, Sarasota, Charlotte, Lee, and Collier counties. If your home or business has storm, water, fire, roof, wind, hail, or mold damage, you have the right to hire a licensed Florida Public Adjuster to advocate for you—not your insurance company.
What We Do
We interpret policy language, scope and document every loss, prepare itemized estimates, coordinate licensed experts, and negotiate for a full and fair settlement. We attend all inspections and manage carrier communications end-to-end so your record is complete and defensible.
Insurance Companies We Handle
Some of the largest insurers Floridians file claims with include Citizens Property Insurance Corporation; State Farm Florida; Universal Property & Casualty; Slide Insurance; Tower Hill Insurance Exchange; American Integrity Insurance Company of Florida; Frontline / First Protective; Progressive (ASI); Florida Peninsula; Edison; Security First; Heritage; Olympus; Kin Interinsurance Network; HCI (Homeowners Choice); USAA; Farmers; AIG; Chubb (Federal Insurance Company); Nationwide; Travelers; Liberty Mutual; Allstate; Cincinnati Insurance; Erie; Netgen Premier; and Federal Insurance. If you file a claim with any carrier, use a Public Adjuster to avoid delays, underpayment, or denial.
Claim Types We Win
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Water damage: pipe or slab leaks, toilet overflows, wax-seal failures, burst pipes
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Hurricane, wind, and hail: uplift, missing shingles, under-scoped “repair only” offers
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Roof damage: when code and policy require full replacement, not a patch
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Fire and smoke, mold/hidden moisture, lightning, falling object, and other covered losses
Local Advantage
Working inside this defined Florida region gives you an edge:
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Accurate local pricing and building-code compliance
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Knowledge of state statutes and permit requirements
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On-site representation for every carrier inspection
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Rapid deployment after hurricanes and severe weather
Process and Promise
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Free claim review and on-site inspection
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Full documentation: photos, moisture readings, contents inventories, estimates
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Negotiation and escalation: appraisals, mediations, and appeals when needed
Contingency fee only—we get paid when you get paid.
Insurance companies are profit-driven. Your Experienced Public Adjuster is your fiduciary advocate. We fight for every dollar available under your policy so you can rebuild correctly and on code.
Call 888-881-8416 for a free claim review 24/7.
Florida Public Adjusting Firm License W807213. Owner David Dwyer, Florida Public Adjuster License W391606.
Serving homeowners and business owners across our Florida service zone.
