Why is the recent 2018 partial summary judgment in Hicks v. American Integrity Insurance Company of Florida so important? Let Experienced Public Adjusters explain why!
Many policies in Florida have language that states, “We do not insure for loss caused by constant or repeated seepage or leakage of water over a period of 14 or more days.”
If you read the case, there is a partial summary judgment in Hicks favor provided that for losses occurring after the first thirteen days, the burden will be on AIIC (The Insurance Carrier) to prove that a particular loss was sustained after the thirteenth day and is therefore not covered under the language of the exclusion provision.”
Here is the link from Find Law to read more: https://caselaw.findlaw.com/fl-district-court-of-appeal/1890216.html