Experienced Public Adjusters · Florida property claims
Top Property and Casualty Insurers: How to Read the Rankings
A list of the largest insurers measures size under a defined method. It does not tell you which policy covers your loss or which company will provide the best claim experience.
Reviewed November 3, 2026. General information; the policy, dates and circumstances of your loss matter.
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Use the report year and the correct insurance category
The NAIC’s Research and Actuarial Department publishes top-25 market-share information for selected property/casualty lines. Its current page links 2025 premium data, checked November 3, 2026. The report identifies groups and companies and the reporting basis; homeowners, auto and other insurance lines should not be treated as interchangeable.
Open the official property/casualty top-25 report and select the section relevant to your question. Check the data year, filing date, geography and whether the figures concern a company or a group. This page replaces the older 2019 list previously reproduced here.
Premium volume is not a promise about your claim
A premium-based market-share rank does not by itself measure customer satisfaction, financial strength, policy breadth or whether a disputed repair is payable. Large and small insurers can issue different forms and endorsements. The full issuing-company name and the actual contract matter more to the claim than the position of a parent group in a national table.
For a Florida policy, verify the specific company
Use our Florida company-search guide to reach official regulatory records. For purchasing decisions, ask a licensed insurance agent about the proposed form, exclusions, deductibles, limits and relevant repair provisions. EPA does not sell insurance.
Need to report or review property damage?
Find the insurer’s official reporting channel in our claims-contact directory. Keep the policy, claim number, estimates, correspondence and damage documentation together. A company’s ranking does not decide whether the estimate includes all supported repairs.
EPA offers a free initial claim review. Luxury residential and complex losses are our focus, with condominium, HOA and commercial inquiries also welcome. We help document and present claims when engaged, without promising a particular result. There is no minimum home value or loss amount to call.
Explore private-client policy resources or our Florida offices and service areas.
Start with a clear next step.
Tell us where the property is, what happened and where the claim stands. Luxury homes and complex losses are our focus; all property owners are welcome to ask whether we can help.
Free initial claim review
(888) 881-8416
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Do not delay emergency assistance, reasonable mitigation or required notice while awaiting a consultation. Public adjusting representation requires a separate written agreement describing services and fees.
David Dwyer, designated primary adjuster: Florida license W391016. Experienced Public Adjusters, LLC: firm license W807213. We are not a law firm and do not guarantee coverage or a settlement result.