Natural disasters like hurricanes, lightning storms, wind storms, and overloaded power grids are the most common causes of outages. Depending on your commercial or homeowner’s insurance policy, you may have coverage that protects you against utility losses that occur onsite and may provide for additional living expenses such as housing and food for a homeowner and for business it may provide for an additional working facility. It’s a good idea for business owners to learn if their policy covers business interruption losses.
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