When suffering a loss is it is always the right time to contact a Public Adjuster. They will at least come out and provide a free claim review and provide you with guidance. Then you can make an informed decision that I think you will find is that hiring one is the right decision.
A Florida Public Adjuster is licensed by The Department of Financial Services and is there to help you document the loss, provide guidance and expertise, meet with the insurance adjusters, engineers, building consultants that will come out paid for by the carrier of course to determine how much you should be paid. A public adjuster fights for you and understands what’s required under Florida Statutes and will understand the language, coverages and exclusions within your policy. Public Adjuster are your advocate and work for you to help you reach the maximum settlement the carrier should be required to pay for the damages you suffered.
Insured’s suffer grief and emotional trauma not to mention do not have the time or expertise to manage the claim’s process to make sure they are getting a fair settlement. Losses can be traumatic to a family or an insured and to have a profession Public Adjuster take the burden off of them providing emotional and stress relief is reason enough.