Public Adjusters Mississippi

Mississippi is a state in the Deep South region of the United States. It has a population of about 2.9 million people. It has a common border to the north with Tennessee, east with Alabama, southwest with Louisiana, and northwest with Arkansas. The Gulf of Mexico also forms a border of the state on the south, while its western boundary is mostly defined by the Mississippi River. The capital of Mississippi is Jackson, which is also the largest city in the state. Gulfport and Southaven are the other important cities in the state.

Mississippi has evolved as a hub of American music traditions composed of a variety of genres like gospel, country, rock & roll, and jazz. 

Some of the best places to have a home in Mississippi are the suburbs of Jackson, like Madison, Ridgeland, Flowood, Clinton, and Brandon. Towns like Ocean Springs, Oxford, Petal, and Tupelo are also considered among the best residential neighborhoods in Mississippi.

Residents of high net worth homes in Mississippi usually opt for a homeowner’s insurance policy that covers property damage, liability, medical payments, and additional living expenses coverage. The top companies providing homeowners insurance in the state of Mississippi are State Farm, Southern Farm Bureau Casualty, Allstate Corp., Nationwide Mutual Group, Liberty Mutual, USAA Insurance Group, Farmers Insurance Group, Alfa Mutual Group, Shelter Insurance, and Travelers Companies Inc.

According to the Insurance Information Institute the average premium amount paid by homeowners in Mississippi is $1,537, while those who rent homes pay $258.

Standard homeowners’ insurance policies do not provide coverage for damages due to flooding from rising waters. Consumers should also be aware of the National Flood Insurance Program (NFIP) that provides federal flood insurance.

Mississippi residents need to protect their beautiful homes from the risk of damage from hurricanes. The state had suffered extensive damage during Hurricane Harvey in 2017 and Katrina in 2005. The insured losses from Hurricane Katrina were worth about $14 billion. An additional $2.5 billion was paid by the NFIP as flood insurance losses.

It is estimated that over 100,000 single-family homes in Mississippi may be at risk of storm surge damage due to hurricanes up to category 5. 

The Mississippi Windstorm Underwriting Association (MWUA) provides windstorm and hail insurance in the coastal areas of Mississippi. This coverage is available only in the coastal counties of George, Hancock, Harrison, Jackson, Pearl River, and Stone.

If you ever have to submit a claim for your home, you should definitely reach out to a Mississippi public adjuster whose service will prove to be of great value to you. These state-licensed public adjusters of Mississippi will support you in submitting your claim correctly and will also represent you during all interactions and negotiations with the insurance provider. 

High net worth public insurance adjusters have the expertise and experience to understand your insurance policies. The official website of the Mississippi insurance department advises consumers that they should use the services of a licensed public adjuster.

A Mississippi public adjuster certified and licensed by the Department of Insurance is the only person who can be your legal representative during the claims process, apart from attorneys and the broker of record.

Experienced Public Adjusters in Mississippi will work with you to get you the best possible settlement from the insurance company. This is very different from an adjuster who is provided by the company and is interested in giving you the smallest possible settlement. When you hire the services of Experienced Public Adjusters, you pay them only a portion of the settlement that you receive, so they are your partners in this process and want to see you get the best possible amount.

Reach out to Experienced Public Adjusters in Mississippi.