Navigating the Insurance Claim Maze: Why Going Alone is a Recipe for Failure
Dealing with an insurance claim can be a complex and daunting task. Whether it’s property damage, water leaks, fire, or
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Is hiring a Public Adjuster a good idea?
It is always a good idea to have someone advocating for your best interest in an insurance claim. The more you
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Do insurance companies and their field adjusters have to give you notice before arriving at your home?
Yes, Yes, Yes,  48 hours!! The law states that company adjusters, independent adjusters, attorneys, investigators, or others acting on behalf
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How long does a carrier have to deny or pay my claim?
627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation (5)(a) Within 90 days after an insurer receives notice of an initial, reopened,
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Navigating Claim Response Times
“Navigating Claim Response Times: The Crucial Role of an Experienced Public Adjuster“ Filing an insurance claim can be a stressful
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Does my insurance policy cover personal property in my home when there is smoke from a small fire?
A typical homeowner’s insurance policy will cover damage caused by wind, fire, and lightning. If your home is destroyed by
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Why does the insurance company put my mortgage companies name on my settlement check for my home?
Because they have insurable interest in the home as well. Every bank has a different procedure to getting funds released.
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What is builders risk insurance?
Builder’s risk insurance is a special type of property insurance which protect the contractor (Insured) against damage to buildings while
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Best Public Adjusters?
Since that is an opinion question I will provide my opinion. Experienced Public Adjusters has the best public adjusters in
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Water Intrusion?
Uncontrolled water intrusion into a building can stem from many sources. The most common sources include: Roof leaks and condensation forming above
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Public Adjusters in Florida?
How many Public Adjusters are there in Florida? This number has grown exponentially over the years. There is no data
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Do most homeowners know what a Public Adjuster is?
I would say based on my experience the answer would be, “NO.” I did a study to see what people
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Florida Public Insurance Adjuster
What are the requirements to become a Florida Public Insurance Adjuster? You can find all this information on the link
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What does it mean to adjust a claim?
A Public Insurance Adjuster adjust a claim with and Insurance Company by negotiating an insurance claim and reaching a fair
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What are the benefits of having a professional conduct a mold test in your home?
Most professionals that test for mold are engineers. They have extensive training and education in how to conduct and interpret
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Places to watch for mold growth in your home!
Basements or cellars that have been flooded Underneath kitchen sinks Underneath or behind refrigerators Bathroom shower or under sink Behind
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Mold Prevention & Early Detection Tips
Mold Prevention & Early Detection Tips MOISTURE You can prevent damage to your home, and its contents, save money, and
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What is water testing services?
Testing your water yearly is very important because water conditions frequently change and can cause long-term illnesses to those drinking
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Can a Public Adjuster help with Auto Claims?
Yes, however we do not specialize in that field. We handle residential and commercial property damage claims only.
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Can A Contractor Assign Insurance Benefits Or Adjust My Claim?
“NO” The implementation of Senate Bill 2A, Senate Bill 2D, and 4D has significantly altered the landscape for contractors involved
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Letter From My Homeowners Insurance
My insurance company sent me a letter saying my claim has been closed. Does this mean I can’t go after
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What is an insurance endorsement?
An insurance endorsement is an amendment or addition to an existing insurance contract which changes or amends the terms or scope of the original policy. Endorsements are
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What is an insurance peril?
What is an insurance Peril. A specific risk or cause of loss covered by an insurance policy, such as a fire, windstorm,
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What kind of policy do I need if I am renting my home?
Please consult with a Licensed Insurance Agent about what type of policy you will need. Experienced Public Adjusters will help
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What is Xactimate and why do most insurance companies use it?
What is Xactimate and why do most insurance companies use it? Does it vary its estimates based on specific cities
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I am frantic and a pipe burst so I called a plumber. Is there anything I need to know!
YES YES YES Keep the damaged pipe Take a before and after picture. Make sure he writes a detailed invoice
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What is the best way to test for mold?
You can purchase test kits that allow you to test your home for mold, but we recommend calling in an
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Is mold in my house dangerous?
It can be dangerous. The degree of risk depends on numerous factors, including the type of mold (some strains are
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How do I know if there is mold in my home?
You might be able to see mold in your home, growing on walls, floors, carpet, ceilings or bathroom fixtures. However,
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What are obvious signs of mold other than a musty odor?
Obvious signs of mold in your home include cracking paint, water stains (brown stains on the ceiling), rust, warped ceilings,
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