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Can I Record An Insurance Company Inspection Of My Home?

It has been questioned over the years what rights the insured or homeowner has when an insurance claim is filed.

A public adjuster is a professional insurance claims handler who advocates for the residential or business policyholder in appraising and negotiating a

What is a Brittle Test?

What is a Brittle Test? In order to be valid, any brittle test must be random, representative, and repeatable. During

What is a POL or Proof of Loss?

A Proof of Loss is a policyholder’s statement of the amount of money being requested, signed to and sworn and

Dear Mr. Dwyer: I can’t say I am the most religious guy in the World but someone up there was

Jim Allen

David Dwyer’s professionalism and commitment to his clients is second to none. Highly recommend Mr. Dwyer and his team as

Justin Riccobono

I would have to say working with David has been a pleasure. His attention to detail and professional follow through

Federal Flood Insurance?

Federal Flood Insurance – coverage for qualifying residents and businesses in flood prone regions through the National Flood Insurance Act, a

Farmers Insurance?

Farm Owners Insurance – farmowners insurance sold for personal, family or household purposes. This package policy is similar to a homeowners

What is an incurred loss?

Incurred Losses – sustained losses, paid or not, during a specified time period. Incurred losses are typically found by combining losses

Extensive Water Damage

Water damage can occur for a variety of reasons. Excess water in your home can come from pipes that burst

Why is the recent 2018 partial summary judgement in Hicks vs. American Integrity Insurance Company of Florida so important? Many

What are some benefits of a Chubb Masterpiece Policy? Their definition of “Reconstruction Cost” means the lesser of the amount

What is blanket coverage?

Blanket coverage – coverage for property and liability that extends to more than one location, class of property or employee.

What does an electrical engineer do?

Evaluates electrical systems, products, components, and applications by designing and conducting research programs; applying knowledge of electricity and materials. Confirms system’s and

Several mold species have been associated with asthma, including Alternaria, Cladosporium, Aspergillus and Penicillium. Humidity levels above 55 percent can allow mold to grow, although levels of 70 percent are more

How do you get insurance claim help?

You need an Orlando Public Adjuster or a Florida Public Adjuster to advocate for your best interests. You can compare it

What Can A Public Adjuster Do For You?

What Can A Public Adjuster Do For You? Most public adjusters charge a percentage of the settlement. Primarily they appraise the damage,

What is a policyholder?

Policyholder A Policyholder is a person to whom an insurance policy is issued. A contractual agreement is reached when a

GLOSSARY OF INSURANCE TERMS This page provides a glossary of insurance terms and definitions that are commonly used in the insurance

The answer is NO! STEPS TO OBTAIN 3-20 RESIDENT PUBLIC ADJUSTER LICENSE: Step 1 – You must be: A natural

According to FEMA, “Mold growths, or colonies, can start to grow on a damp surface within 24-48 hours! Where does

Where Did Hurricane Irma Make Landfall?

Where Did Hurricane Irma Make Landfall? On September 10th, 2017 Hurricane Irma first made landfall on Cudjoe Key in southern Florida early Sunday morning,

What is a tropical cyclone?

What is a tropical cyclone? Well its a storm brewing in the warm ocean water that may track toward your

What is insurance mediation?

Insurance mediation refers to the process of settling disputes arising from certain types of insurance claims. The dispute will be between the insured

The Role Of Insurance Endorsements

Unveiling the Role of Insurance Endorsements in Your Coverage An insurance endorsement, also known as an insurance policy rider, stands

What Is The Mold Stachybotrys?

What is black mold? Stachybotrys is also known as “Toxic Black Mold”. It has the ability to produce mycotoxins which

What really is black mold?

Black mold is one of the most common types of mold that forms in homes. Other names for common black

Claims adjusters and Public Adjusters are to represent insured’s in first party insurance claims. A Public Adjuster or Claims Adjuster

What size hail causes hail damage to homes? What size hail causes damage to businesses? What size hail will cause