The City of Myrtle Beach is a holiday destination as well as a residential locality on the Grand Strand Coast. It became a city in 1957 and has about 30,000 permanent residents.
Until 1993, for nearly 50 years, Myrtle Beach had been an army town, but the Air Force base was closed in 1993, and the property was redeveloped. Named the Market Common District, it includes an urban town center, a grand park, a large lake, and several areas for recreation. Myrtle Beach is now a popular vacation town for people from around the United States and abroad.
For those looking to own a home, the Grand Strand offers many large and master-planned communities. Most of these have amenities such as pools, tennis courts, and sometimes a golf course. Some of the best neighborhoods in Myrtle Beach are Grand Dunes, Dunes Club, Carolina Forest, Market Common, Prestwick, and Prince Creek. The best communities located in North Myrtle Beach are Barefoot Resort, North Beach Plantation, Seabrook Plantation, and Tidewater Plantation.
Homeowners in Myrtle Beach are likely to be feeling some concern now, with Hurricane Isaias expected to pass shortly. The center of the tropical storm, Isaias, is likely to move towards the Bahamas, and then towards Florida in a day or two. Hurricane Isaias is expected to pass close to the coast of the Carolinas.
The track of the tropical storm, Isaias, and its strength will determine whether Myrtle Beach residents and homes are at any kind of risk. Homeowners should monitor weather forecasts, as there may be wind and rain across a wide area. There is also a possibility of tornadoes and dangerous marine conditions that may cause surge and erosion. If the track of hurricane Isaias is offshore, then the threat would be greatly reduced.
Most homeowners’ insurance policies do cover damage caused hurricanes but exclude flood damage. A flood insurance policy needs to be purchased separately.
Residents of Myrtle Beach will not be able to purchase additional insurance when a hurricane is possibly on the way, but it’s a good idea to know what coverage you already have.
Most insurers in North Carolina offer a ‘hurricane deductible’. This comes into play once the state receives a ‘hurricane warning’. The percentage of the hurricane deductible ranges between 2 and 5%, depending on the insured value of the property. This is the percentage of the cost that you would first need to pay before the insurer begins to compensate for damages.
In order to understand these and other clauses of your insurance policy, and how to file hurricane insurance claims, it’s best to avail the services of Experienced Public Adjusters. Public Adjusters represent you during the claim filing process, negotiate on your behalf with your insurance provider, and strive to get you the best possible settlement. As you pay us a portion of the settlement that you receive, we work in your best interest.
Call Experienced Public Adjusters to understand the hurricane insurance claims process today.