Is mold damage covered under your homeowner’s insurance policy? That answer depends on who you have your insurance policy with and the language of the insurance policy.
In our opinion, filing a mold claim requires the expertise of a Certified Mold Hygienist. Then you must have a qualified remediation company to make sure the home is mold-free and safe for your family. It can be challenging to get the claim you deserve when most policies in Florida have very small coverage limits. Determining what damage was caused water vs. mold is a task designed for individuals with expertise not only with mold claims but with understanding the language of your policy and the claims process. This is why you should always consider hiring a Public Adjuster or commonly known as a Public Insurance Adjuster when filing any type of insurance claim. Call a Florida Experienced Public Adjuster for a free evaluation of your damages at (407) 212-8669
How Devastating and Damaging is mold?
Mold has been known to be carcinogenic and can cause flu-like symptoms such as infections and diarrhea, possible severe lung infections, and sinusitis. Mold and mildew can cause many problems, both to your family’s health and to your home. It can damage or destroy wood, furniture, personal property, and drywall. It can offer a place where unwanted bacteria, roaches, other pests or insects, mites, and rodents can thrive and live.
Call an Experienced Public Adjuster Today!